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Nick Mothershaw

The fraud supply chain - a six part story

There is some perception that the majority of the fraud we see is carried out by opportunistic individuals or small gangs, who operate on a small scale. The reality for fraud experts is that fraud is ...

02 Aug 2016
A Finextra Member

If payday loans can be cheaper than unarranged overdraft borrowing what does it mean for banks?

Ask people which is the more expensive way of borrowing £100 – a payday loan or going overdrawn at their bank and most would probably say the payday loan. People’s perception of payday lenders is one ...

02 Aug 2016
A Finextra Member

How To Stop Being Squeezed At Both Ends - Digital Transformation In Smaller Banks

The banking industry still has a black eye - but it’s more painful for some than others. Lasting repercussions from the global crisis, the emergence of non-banking digital disruptors, and impatient, t...

02 Aug 2016
Ian Stone

Zero-based budgeting - a great idea, one step at a time

Zero-based budgeting (ZBB) is a cost management approach adopted by many businesses, especially in the consumer goods sector. It allows companies to reduce unnecessary costs, increase profits, and max...

02 Aug 2016
Vicente Quesada

Disruptive Mentality in Banking

Banks must lower their services cost to at least 10% of their current cost. 3D printers cost $40,000 in 2007, $100 in 2016. Drones cost $100,000 in 2007, versus $100 in 2016. Knowing the sequence of t...

01 Aug 2016
Dean Wallace

Saying NO to card payments loses customers. Obvious, you'd have thought

It's a lovely summer day in York, UK. Well not really, as it's the UK and in the North, but put that to one side. "Let's hire a boat and take the kids on the river" - what a great idea! Ok, ...

31 Jul 2016
Ketharaman Swaminathan

Fintechs Need Marketers And Lobbyists, Not Lawyers

Like startups in any other industry, fintechs need to find a problem to solve, develop a solution, package it in such a way that it provides a compelling reason to use, and thereby gain mainstream ado...

31 Jul 2016
Shyam Khandelwal

Loan against Smartphones - Can it be a reality ?

Background on Smartphones market dynamics IN the recent years, mobile phones have turned out to be one of the best inventions by men. Today, its difficult to think about life without a mobile phone in...

30 Jul 2016
Graham Seel

Alternative Lending: Friend or Foe to Banks?

An Interview with Glenn Goldman of Credibly Recently I had the opportunity to pose a few questions to Glenn Goldman, CEO of alternate small business lender Credibly. I have used Credibly as an example...

29 Jul 2016
Innovation in Financial Services
A Finextra Member

Modelling fixed income: Why realtime analytics are key

Portfolio risk is a fact of life for the asset manager. While attention has been largely focused on the significant swings in the stock markets following the UK’s Brexit vote, the complex world of fix...

29 Jul 2016
A Finextra Member

Forex Trader's Health: What is Your Body Telling You?

Take responsibility of your body and pay attention to its reactions from working as a forex trader. A forex trader’s health goes hand in hand with successful trades, high engagement and optimal perfor...

29 Jul 2016
A Finextra Member

How the right credit card processing partner eases payment security burdens

Most credit card processing companies detail how they're a Payment Card Industry Level 1 service provider, meaning they adhere to the highest requirements of the PCI Data Security Standards. This so...

28 Jul 2016

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