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There have been a number of news reports this month in the UK around incidents of internal fraud within banks and other corporations. Coincidently, a number of research establishments and industry bod...
The digital disruption affecting banking and other financial services is likely to accelerate with the growing success of London’s Fintech industry. I use the term ‘Fintech’ here not just to mean a co...
Fearless imagination. This is how Fortune magazine recently described the #1 needed competency of all business leaders. And this is exactly what bank executives need to transform their payment sy
Should banks go alone in the fight against customer financial depredation? The answer lies in the multi dimensional collaboration that banks are ready to establish with their customers and with the ba...
Burglars get burgled, muggers get mugged, and hackers get hacked. This includes a sophisticated ring of hackers: Hacking Team, hailing from Italy, specializing in selling hacking software to major gov...
As the payments space becomes increasingly digitised, we shouldn’t forget the important role that cash still plays in our society. On a global basis both the level of cash in circulation and the value...
Cross border e-commerce is growing at more than double the rate of domestic e-commerce and the size of the market is poised to grow to over $300 billion in 2018 across the US, UK, Germany, Brazil, Chi...
From the days of the first draft of MiFID I, as "principles-based" regulation, market participants started to use the term "the devil is in the detail". Nothing is a truer example...
Oops I guess we have a brand" - Accidental Branding The opposite of intended branding -Awareness, Identity, Advertising and PR as we discussed in Part 1- is what I call "accidental brandin...
Private investment is moving online While alternative finance started off as a seed stage endeavour, more recently platforms have begun to emerge at different stages in the funding cycle, disrupting t...
Our national cashless payment infrastructure is the most important entity in our economy for the convenience and security of all credit and debit card holders, as well as all retailers. All other cons...
Did you know that the original meaning of hacker, as far as computers, was that of a person who built codes into computers? In fact, the bad guy was called a “cracker.” Somehow, “cracker” didn’t catch...