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Card fees are to be capped in Europe. There is a lot of debate around that decision, and the jury is still out as to the mid- and long-term implications. For example, although Amex is not directly af...
PayPal are bearish on cards - "Plastic Credit Cards Will Become Obsolete in 5 Years". Surprise, surprise! Considering that MasterCard are introducing a digital wallet fee which will affect m...
Last month the UK Government backed many of the core proposals in the UK Parliamentary Banking Commission’s final report. This included proposals to make senior bankers individually responsible for th...
For organizations that depend on live data for their business, achieving network efficiency and effective data management while minimizing the hardware costs associated with making ‘it all happen’ are...
The Council of the European Union announced that its Permanent Committee of Representatives (COREPER) has approved a compromise on the proposed Market Abuse Regulation (MAR). The compromise agreement ...
On 27 June 2013, the Capital Requirements Regulation (CRR) and the CRD IV Directive were published in the Official Journal of the European Union. CRD IV implements the Basel III reforms in the Europe...
The FCA has now confirmed the timescales for the implementation of the changes to rules and guidance required by CRD IV. FCA will consult on: the changes to the FCA’s rules to implement the Directive...
Teenage children of our friends taught me the most typical response they often give to their parents - stretched out index fingers and thumbs forming "W". "Whatever..." (If you the...
It has long been an American tradition that “all which is not forbidden is allowed.” While I am not in favor of the described “spoofing” activities, I see nothing but political score making behind the...
The Financial Conduct Authority (FCA) has published the third edition of its policy development update, which contains the timetable for future publications, including in: Q3 2013 a document on “C
In part 2 of my “Card Acceptance Matters” blog article, I discussed how card acceptance can lead to greater revenue consistency. In this article, we’ll take a look at how card acceptance can increase...
Today’s environment, corporates are able to process various types of payment transactions and submit them to the Bank for processing of Cash Management transactions. An Integrated Payments platform wi...