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The North American B2B Payments landscape is somewhat unique, due in large part to the significantly high use of checks as opposed to ACH, wires or cards. The shortcomings of checks are well known and...
I always thought that with so many 'free to use' cash machines, why would any customer pay a charge to withdraw one's own money. I stopped by the services at Beaconsfield and saw two Link cash machine...
There’s a lot of talk right now about regulation in the OTC derivatives market – and rightly so. Both Dodd-Frank in the US and the proposed European Market Infrastructure Regulations (EMIR) in Europe ...
Tomorrow SEPA has been over four months a primary payment system in Europe. It is really good system, in paper. Hopefully soon in reality. I have collected some of my own real life experience using SE...
Basel III regulations are attempting to bring back some the much-needed checks and balances in the Finance Industry so that we do not see a repeat of 2008 crisis. The set of guidelines is all about re...
Why do companies continue to pay by check? In part five of the series, “The Top 5 Reasons Why Checks Still Dominate B2B Payments,” I explore the challenges of corporate inertia and resistance to chang...
In response to the blog about "Google partners Citi and MasterCard on NFC m-payments", I thought I would give you my thoughts on the NFC options that are out there. It might only be Citi f...
Barrie Arnold of Striata, document service provider, posted an intriguing article their blog on how NOT to persuade your customer into e-billing. He wrote in his post that when he wanted to enrol at
Instead of each bank creates their own new services, is there a need for customer created banking services? Current world Today if I have a new and brilliant idea of new banking service, I tell my own...
Yesterday at the IPS conference in London, a major theme emerged for payment banks: managing costs is no longer enough to maintain a successful payments business – banks simply have to become more eff...
Sebastien Slim points out in his blog post (Generating loyal customers through mobile banking, 14 March 2011) that analyst research shows that banks are starting to take notice of mobile banking, sta...
Within most companies when you hear the word "growth," it is often implies "success." But that thinking is not universal. To IT department staff, the word "growth" can ha...