Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
One of my favourite TV programmes is "The Real Hustle" where a team of ex-confidence tricksters show how easy it is to use social engineering to gain access to other peoples' goods and mone...
Ive taken lots of heat for my comments on a Fox News report that the Office of Management and Budget is considering reversing a nine year ban on using “cookies” to track users’ preferences and inter
At Caplin, we’ve helped many banks create single-dealer trading portals, and we’ve watched lots of others do so. In the process, we’ve noticed that some banks plan their portals in a way that virtuall...
Background checks are a necessary tool in today’s sometimes violent and certainly litigious society. If a rug installation company was to hire an installer, who eventually rapes and kills a client, t
Banks aren't alone in their lack of innovation. Large IT companies seem to 'borrow' a bit more than ideas from entrepreneurial innovators. I'm referring to the technological rather than marketing orie...
There are two main obstacles to cost reduction in many organisations. The project approval process - which (rightly) seeks to control the calls on shared resources by making sure that those projects ...
Most people are too smart to fall for a Nigerian 419 scam. But plenty of smart people fell for Bernie Madoff’s investment scams. Madoff was far more subtle than your average scammer. But in this day
Lots of users are moving their computing lives from the desktop to the cloud. They rely on hosted web applications to access emails, store photos and documents. But even if it comes with a lot of conv...
Depending on your outlook on life you're either looking at things and saying "Oh no...our world is changing again. Or for the optimists; "oh yeah...our world is changing again. Or for the re...
As a follow-up to the Maddoff thing I thought I'd take a look at the landscape post blitz to see how the 'alternative investment' market was going scamming new victims. I couldn't get past A. I chose ...
As a “blogger” I am held accountable for what I say. Bloggers are being sued and held libel for their comments. People who comment on blogs are now coming under fire. For years I’ve put myself out the...
James Gardner, head of innovation and research at Lloyds Banking Group, is quiting his position to join the UK Government's Department for Work and Pensions. What does this say about the role of innov...