Peer-to-Peer or Promise-to-Pass -away-?

This is a very short note I felt compelled write to share my sense of frustration. I am a strong believer in the Peer-to-Peer concept and business models. However I see an indiscriminate use of the &q...

Transaction Banking

Why Payment Operations Should Go with the Cash Flow

Thanks to a combination of external and internal pressures, the intraday monitoring and optimization of cash positions is now de rigeur for banks. As a result, cash managers are becoming increasingly ...

Investing in the Excellence of Reconciliation Services

For banks, investing in a centralized reconciliation factory has become a popular way to build a best-practice reconciliation environment. Time after time it's also proven to be a wise and worthy inve...

Safeguarding yourself against invoice fraud

Invoice fraud is one of those topics that most CFOs are aware of, but one which few ever think they will really be targeted by. You know who your suppliers are, and you have stringent policies in plac...

Host Card Emulation Puts Banks, Merchants on Top of Wallet

Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn. Banks that ...

Intraday Liquidity: Creating Competitive Advantages Part 1

A raft of new liquidity regulations are changing the face of cash management. While some may view these regulations as an inescapable duty, compliance with these requirements has the potential to add ...

Latin American countries dominate retail growth

While the U.S. may be seen as the world's hub for all things retail, a recent report suggests that this title may be a better fit for one of several countries in Latin America - if not the region as a...

Electronic invoicing

Best Way to Destroy a Computer Virus

Computer viruses are here to stay, which means users need to know the best way to eradicate them the moment they attack. Like disease viruses, computer viruses evolve and get “smarter.” The many diffe...

Financial consumer preferences in the digital era

Digital consumerism is having a major impact on banking, and there is a widespread expectation of significant shifts in market share. Moreover, in the retail banking market, we are seeing a high prope...

Faster Payments - proof that time really is money!

The Bacs 3-day payment processing cycle just isn’t fast enough for a lot of businesses these days, with many now relying on Faster Payments to meet their needs. When it was launched in 2008, Faster Pa...

The Online Payments Business - An Overview

The dust hasn't settled yet even though it's been 34 years since the birth (1981) of electronic payments. CheckFree was the "baby." Peter Kight was the "father." As with other ...

No matter the regulation, recourse to taxpayer off the table

The Fed is unhappy with the living wills of 11 big banks in the US and has now upped the ante. Fix it by July 2015 or face tougher rules. Lots of regulations complement other efforts to improve the in...