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Mobile wallets are mainstream…no they’re not…yes, they are… I want my NFC…what about a QR code or P2P? Tablets and smartphones, stored-value, account-to-mobile, don’t forget CARDS! Cash and cheques - ...
I had a great meeting this week with Chuck Blakeman, entrepreneur and best-selling author of ‘Making money is killing your business’ & the soon to be released ‘Why employees are ALWAYS a bad idea’...
On 15th September 2008, Lehman Brothers declared itself bankrupt. In one of the most dramatic events of the 2007-2008 global financial crisis, the 160-year old institution collapsed due to its exposur...
Last month saw two separate instances in the UK of attempted or successful bank theft using Keyboard Video Mouse (KVM) remote-access devices, apparently perpetrated by the same gang. Whether or not t...
There has been some debate on Finextra of late as to whether Mobile Wallets and Payments are mainstream, or whether we are still years off seeing them have some real impact on commerce and payments. I...
I am, however reminded that historicaly, banks weren't lock or safemakers, they were banks. Lock-pickers & safecrackers had quite a few wins, but different specialist industries evolved to deal wi...
In our previous commentary, we looked at the future of Bitcoin in China and its potential to become a widely adopted and used virtual currency. One aspect of its development which will be critical if ...
Injunction against Riba (interest) is at the heart of Islamic Financing sharia compliance. However, this does not mean merely mean that capital is to be provided without any return. Sharia principles ...
FCA consults on AIFMD, CRD IV and reporting requirements The Financial Conduct Authority (FCA) has published a consultation paper, CP13/9. This is a quarterly consultation paper that proposes miscell...
The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...
Last year the US contributed close to 20% of the world's GDP despite coming off the back of the biggest economic downturn since the 1930's Great Depression. The US, UK, Germany, Russian and CIS State...
I consider myself primarily an RBS Customer, with other on-line accounts at many other Banks including Barclays & Halifax. Overall I am very reassured by the RBS processes, however ..... I do find...