Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
To ensure your employees succeed, I suggest the following plan for recognizing and rewarding small accomplishments: Publicly Recognize Your Hard-Working Employees Perception and optics matter. Recog...
Account Number portability (ANP) is set to be a game-changing year for retail banking in EU. As the PSD2 (Revised Directive on Payment Services Directive) becomes implemented, Customer are provided wi...
The question of whether financial institutions (FIs) should be required by law to do more to protect their customers’ interests has been debated for several years, with many suggesting that regulation...
The concept of Direct Banking – an online and mobile only bank – delivers serious bottom-line benefits, for those with a well-defined strategy. Direct banks have become a popular means of driving depo...
Fintechs have shown the path of digital innovations across payments, lending, wealth, insurance etc. As their business model is almost 100% focused on digital innovations (even if overall business may...
It is said that in time everything changes. Certainly, how most of us feel about borrowing money is likely to change, possibly many times, over the course of our lives. Lenders keen to secure repeat...
With the FCA and CMA mandating that large UK banks must publish information on how likely people would be to recommend their bank, it’s much easier for consumers and small businesses to compare the s...
Past Software to help people manage their money has been around almost as long as PC’s. Intuit was one of the first to provide such a solution and was founded in 1983, with Microsoft following 8 years...
The latest stats by the ONS have shown that 3 in 10 Brits don’t use online banking services, with many more choosing a mix of on- and offline banking. We need to make sure that their voices are heard....
Can you imagine leaving your home “un-connected”? No smartphone, no smartwatch, no tablet? No way! Neither does the person next to you. That is why today the average number of web-connected devices ow...
Both in life and in banking technology, few have the luxury to start over with a clean slate. Banks usually have to build upon the investments (and mistakes) of prior years. Banks built their entire b...
The UK’s retail banks have been broadly ready for open banking since the start of the year. Let's look at what we have learnt so far. The UK is probably the most advanced country in Europe when it co...