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Retired Member

Amazon check-out free shopping and tech-enabled rent to buy: will consumer finance step-up in 2017?

To win and retain customers, retailers and providers of consumer credit compete to offer a hassle-free customer experience. This means efficient checkout processes from retailers and fast and efficien...

15 Dec 2016
Retired Member

Need for multiple Aadhaar and Mobile number linkage to bank account - Cashless Economy in India

Most of the lower or middle income group families in India has only one member earning for the family, but almost everyone in the family has a role to spend for various expenses. This case is more rel...

15 Dec 2016
Richard Broadbent

Tapping into customer experience of the 20th century

As a consumer today, we expect our banks to know us when we walk through the door and advancements in technology should be making this easier. When I started my working life in the early 90’s, the bra...

15 Dec 2016
Alex Kreger

How FinTech Affects Banks by Betting on User Experience?

Bill Gates said that banking will always be needed, but banks as we know could easily disappear. And FinTech is all about winning changes and everyday finance improvements. In 2015 venture capitalist...

15 Dec 2016
Innovation in Financial Services
Anthony Walton

Five questions you need to ask to avoid payment system failures and delayed launches

If you’re on the Board of Directors in an organisation which handles payments, I suspect you will have broken out into a cold sweat at the thought of a systems failure. Alternatively, you may have bee...

14 Dec 2016
Retired Member

FinTech Chatbots - The Millennial Command Line

I have a confession to make - I'm not really a millennial! Despite my liberal use of emojis in my tweets and the word 'awesome', the fact of the matter is I missed out on the crucial millennial cutoff...

14 Dec 2016
Retired Member

If technology and people power can solve the Southern Rail strike - what will it do for Finance?

Yesterday I had to take four buses to get to work in defiance of the Train unions. This gave me the time to think about how we can resolve the impasse between the train company and the unions that is ...

14 Dec 2016
Retired Member

External vs Internal Threats - Which is the Greater Risk?

Organisations today face more complex software risk than ever before. With an increasing number of breach and ransomware stories making front page news, the need for robust corporate defence has neve...

14 Dec 2016
Retired Member

Technology trends in retail banking to look out for in 2017

2016: a year in which blockchain started to enter mainstream speak in financial services and banks increasingly turned to the cloud. Many retail banks embraced technologies to personalise the online ...

13 Dec 2016
Retired Member

Preparing for Real-Time Payments in the US

The Clearing House (TCH) has announced its plans for a real-time payments initiative for the U.S. The Real-Time Payments (RTP) system, scheduled to go live in April of 2017, will support the sending a...

13 Dec 2016
Innovation in Financial Services
Retired Member

Is technology still the edge for FinTechs?

Now IT development costs are so low for start-ups I feel that technology is no longer the key edge for FinTechs. I read an interesting press release recently from an early stage vendor who was just an...

13 Dec 2016
Alex Letts

APR: A Pile of Rubbish?

Don't know your APR from your EAR? Well maybe it's time for a human-friendly explanation of all the lending acronyms which, I reckoned, would only take a few minutes to write. It has taken 3 days to m...

13 Dec 2016