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A few weeks ago I wrote about the results of the consumer research we carried out in the US when we asked consumers who they most trusted to issue mobile wallets. We also asked the same question in th...
I first read about Bitcoin a number of years ago, and was intrigued. I scanned Satoshi Nakamoto's initial whitepaper that kicked it all off, and looked into the burgeoning scene emerging around Bitcoi...
We all know that fraud has been rising pretty steadily in some form or another over the past decade despite efforts to stem it. We have been able to control areas in which fraud was prevalent by imple...
PayPal has been doing a fair bit of engagement over the past 5 years with its burgeoning developer community and reaching out to start-ups, as you would expect from any mature, successful Silicon Vall...
I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new payme
Many have seen Google announcement for supporting Host Card Emulation in their latest Android 4.4 KitKat OS. HCE is not new technology. BlackBerry had is for some time in their devices. But wider HCE ...
Google made waves last week with their announcement about Host Card Emulation (HCE) solution that allows, inter alia, to "emulate" EMV without requiring any secure element (SE). Oh my... Go...
Credit cards are expensive. According to BankRate.com the average US annual percentage rate (APR) charges on credit cards is 15.35%[1], but that’s down in recent years. During the financial crisis so...
A chat with Hugues Thiebeauld, UK Security Lab. Manager at UL Security Technologies, on specificity of Certifications for New Payment “With the success of new technology in the payments space largel...
Card fraud is a massive problem around the world, costing banks and consumers time and money. Even when we seem to be making headway the criminals find another way in, which is why we see stats such a...
Contactless / proximity payments are all the hype these days (actually last several years). They are supported and heavily marketed by pretty much all payment schemes. Mastercard has PayPass, Visa has...
The yearly Apple keynote wasn't a demonstration of new products. Since its inception it's increasingly become a parade of the firm's utter dominance of the consumer technology market. A stunt of self-...