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It is commonly accepted that criminals react very quickly to newly-introduced security measures. Perhaps it is not surprising that as new fraud prevention technologies such as Chip and PIN and two-fac...
My kids have the day off today, and they each invited a friend over to "hang out" (we dare not call it a "playdate" anymore). Eventually the question of lunch arose. The question ...
It is good news that credit cards are the most popular payment method in German e-commerce for the first time. It’s also interesting that 2010 has seen a significant growth in the number of credit car...
The Federal Reserve Bank of Atlanta recent report on the risks of mobile payment transfers, highlights the numerous security issues that must be addressed in order for widespread adoption in develope...
With so many banking delivery options, channel innovation should have run out of steam or new ideas. But it’s amazing that its run is still sustaining, fuelled by new technology, consumer evolution a...
Following recent news that more than two-thirds of companies have been hit by data breaches over the past year, the report featured in Computer Weekly is an interesting, if not alarming, confirmation...
“Payments Rails" across the world were created on need basis, so specifically not considering the existing / proposed rails in parallel payment business and market. This was rational till a point...
Whenever a new technology hype cycle starts, there is a stampede of major vendors all vying to be seen as the “hype leader”. The latest hype cycle to affect the IT industry is cloud based computing. ...
I have had a busy summer as having moved to the New York area with my family. Whilst we had to do a lot of preparation with going to the US embassy etc for visas, the move finally became "real&qu...
I just got a message from Finextra stating that the 1/4 million milestone has been passed (in two years). I am very grateful to all who have taken the trouble to view posts and to Finextra for bringin...
Finally we have seen the impetus required to start the mobile NFC ball rolling. There is a strong likelihood that Apple will announce that the next iteration of the iPhone will contain an NFC chip,
A new study by Maija Tenhunen and Esko Penttinen about the carbon footprint of invoicing reveals that the paper based process generates as much as 450g on average and electronic invoice can go as l...