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At the recent NEACH Payments Insights conference it was interesting to find an audience gripped by two strong emotions – excitement and fear. The excitement was about new opportunities in transaction ...
We are now at the cliched inflection point on payment innovation. In recent months, many of the goliaths of the online world are offering their own payment channels - Amazon, GooglePay, PayPal - that ...
The EC Expert Group on e-Invoicing has approved its Final Report. It will be published in within the next weeks. The work has involved a total of close to 60 experts over nearly two years and has alre...
Two news items came out this week that caught my attention and got me thinking. The first was a report from LexisNexis - the 2009 LexisNexis True Cost of Fraud Study. The shocking headline figure in ...
A stealthy hack into a financial system; clever manipulation of data by exploiting hidden vulnerabilities; an international cash-out operation of gargantuan proportions reminiscent of Al-Qaeda multipl...
The Department for Environment Food and Rural Affairs (DEFRA) Rural Payments Agency’s Single Payment Scheme uses a £350 million IT system to pay farmers the right amount in EU subsidies. But the Natio...
Most of us have seen how small enterprises can be innovative, fast and agile - when larger ones show up as lumbering giants - trying desparately to cure themselves with new "management" tool...
With a changing payments landscape, the very structure of banks seems to be a matter of great debate at the moment. On one side is the view of Governor of the Bank of England who believes that banks s...
In the old days bloodletting was considered to be a universal cure to diseases. Later when it was realised that it could have only negative effects it still continued for quite a while. Old habits die...
Following the recent global downturn and the implications for consumer lending, credit card offerings have come under the spotlight like never before. In the United States, for example, new credit ca...
This comes direct from a PayPal press release, announcing that more than a dozen developers have created a new generation of applications built with the PayPal X global payments platform. Here's a sa...
I decided to write this after seeing a summary of Aite Group’s report concerning U.S. cardholders and their experience abroad. It states that “The promise of ubiquitous card payments acceptance falls ...