What is G20’s 2027 Vision for Cross Border Payments?

Cross-border payments play a vital role in the seamless operation of the international economy, and their significance continues to rise as the world’s economies become increasingly interlinked throug...

SWIFT Matters

How can data analytics impact decision-making in the fintech industry?

Data has become an essential driver for new monetisation initiatives in the fintech industry. Vast amounts of data are collected from customers, transactions, and market movements, among other sources...

Analytics in Banking

If you don't know where you are going, any road will do..

So where are we going? Do we realize that we nead leaps in productivty, in service capability, in security, in privacy, in Single Market progress and in serious lowering of costs in the public sectors...

Innovation in Financial Services

Ten UX Design Trends in Digital Banking

Let's go beyond common digital banking trends and highlight the significant impact of design in the financial industry. In this article I review 10 UX design trends that are innovating digital financi...

Digital Banking Trends

The now and next for payments innovation

Innovation is prevalent across all parts of the financial services industry and even more so within the payments eco-system. Last week I was pleased to take part in and present at the BPFI National Pa...

Challenges faced by banks and customers in the online onboarding process

In Ukraine remote customer identification and the option to become a bank customer online has been officially in place since 2020, and at present nearly 40 banks out of 63 operating on the market have...

Digital Banking Trends

Banks Risk Losing Billions of Dollars in a Few Years

In a world where people learn to use their thoughts and brain chips to control technology, plastic cards and 2-day transactions still prevail. Such a strange combination, don't you think? It often see...

Banking

If you have a hammer..

If you have a hammer, everything around may look like a nail - they say. With the hammer-advent of Self-sovereign Identity, DIDs, decentralised data, Trust over IP, Findy.fi, Open Wallet Foundation, e...

Innovation in Financial Services

Generative AI: Can it be Banking Backoffice’s ‘New Best Friend’?

Generative Artificial Intelligence (GenAI) is not just a buzz word anymore. It is evolving as a transformative force that is reshaping the world. 2023 has been a breakout year for GenAI startups, with...

Artificial Intelligence and Financial Services

Risk, Fraud and Compliance: 12 tech trends and predictions for 2024

As in other industries, the explosion of generative AI (GenAI) has forced the financial services sector to quickly adapt while riding a wave of regulatory and ethical questions. How will banks, insure...

Artificial Intelligence and Financial Services

Mastering customer-centric communication to elevate the lending experience

Kris Frantzen, Senior Product Manager – North America, Temenos From the moment a borrower expresses interest in getting a loan to the final repayment, a bank’s communication strategies shape the custo...

Banking and Lending Solutions

Must-Have Features for Digital Banks in 2024

In 2024, digital banks continue to rise, drawing in customers with their innovative services. Leading digital banks such as Chime, Current, and Varo report significant increases in both customer numb...

Banking Strategy, Digital and Transformation