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Despite Information Commissioner doling out his first-ever fines for Data Protection Act breaches, the UK consumer wants tougher penalties for those deemed to be wrong-doers. Isn’t it great when you ...
Speaking at the Next Generation Cards & Payments Conference held in Brussels late last week, Gertrude Tumpel-Gugerell, a member of the Executive Board of the European Central Bank, made several N...
In her widely-read report on Internet trends, current Morgan Stanley (soon to be Kleiner Perkins) analyst Mary Meeker poses an interesting question: Do humans want everything to be like a game? Give...
During one of my client meetings, we were discussing social media with someone responsible for channels technology. Now this bank works in an diverse set of countries and a varying degree of client pr...
Although it’s become a familiar term, the marketplace remains confused about precisely what a payments services hub is. Analysts like Zilvinas Bareisis at Celent are trying to shed some light on defin...
Earlier this month, NCR was talking about how they plan to rethink the cash machine. By reconsidering everything from the console's shape to the interface's style and function, "we can create ma...
Since the financial world reeled in shock at that collapse of Lehman Brothers and the subsequent fallout in the World’s financial markets the banking community has been in a mode of self preservation....
When looking at the Greek and Irish Tragedies over the last couple of weeks and months, one thing that got me thinking is, could this have been prevented? Of course, the thought itself is brimmed with...
With information being available at will, the world is one’s oyster. For banks, the democratisation of information represents an opportunity to stay abreast of the world’s latest developments and abso...
The image of the globe-trotting trader, dashing to the next team meeting in London, New York, Frankfurt or Shanghai is easy to imagine. But while the industry is more globalised than ever, the technol...
These days it's fashionable to beat up on financial engineers and financial innovation in general, and understandably so - this discipline has been at the epicenter of the crisis we are currently faci...
It used to be okay when Brussels’ euro meddling was limited to the banalities of life, but the remarks attributed to Kay Swinburne (Conservative MEP for Wales) yesterday seem to show a dangerous misu...