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Bo Harald

Inflation delayed - or eliminated

http://boharald.blogspot.com/2010/08/inflation-delayed-or-eliminated.html With some discussion in my other blog. Body: The Economist is pointing out interesting China facts in last week’s leader. ...

06 Aug 2010
Bo Harald

Important step towards the Single market

http://www.consilium.europa.eu/uedocs/cms_Data/docs/pressdata/en/ecofin/1157 89.pdf VAT directive for equal treatment approved on 13th of July. Now it is time to start driving transposition. Is there ...

16 Jul 2010
Innovation in Financial Services
Bo Harald

50 000 hours of TV-watching

“Someone born in 1960 has watched something like 50 000 hours of TV already.” Clay Shirky and Daniel Pink add this up to 200 billion hours in the US and call this “The Great Cognitive Surplus” in a ve...

15 Jul 2010
Bo Harald

Rewired brains?

Just when we had learned to yarn for more multitasking, learning quickly just-in-time by doing (instead of just-in-case), not-worrying about information overflow and fragmentation of time etc Nichol

14 Jul 2010
Bo Harald

3-corner model - a problem on our hands

The report of the Expert Group on e-Invoicing only mild-mannerly pointed out that the 3-corner model can limit choices of suppliers and thus be anticompetitive. The view was that the market will for n...

10 Jul 2010
Innovation in Financial Services
Bo Harald

Equal treatment will make e-invoicing easier

COUNCIL DIRECTIVE amending Directive 2006/112/EC on the common system of value added tax as regards the rules on invoicing Snippets – emphasis mine: “(8) Since the use of electronic invoicing can hel...

02 Jul 2010
Innovation in Financial Services
Bo Harald

B2b e-invoicing transactions growing fast

This case (e-invoices received by SMEs) represents quite well the market trend in Finland. The trend on the e-invoices-sent-by-SMEs has been steeper and the volumes much higher as so many invoice rece...

02 Jul 2010
Innovation in Financial Services
Bo Harald

Sweden, Denmark,USA,Finland..

Leaders in the Economist digital economy ranking. The survey appears to be very thorough - but I would put more weight on productivity improving innovations starting from the highest and massive volum...

01 Jul 2010
Innovation in Financial Services
Bo Harald

The future of VAT - automatic and real time

http://boharald.blogspot.com/2010/06/future-of-vat-automatically-real-time.html We all know that today’s VAT reporting and payment process is mildly speaking cumbersome and expensive for 24 million en...

24 Jun 2010
Innovation in Financial Services
Bo Harald

How to fight online card fraud - so obvious

http://boharald.blogspot.com/2010/06/how-to-solve-online-card-fraud.html Excellent YouTube presentation by Douwe Lycklama of Innopay.

24 Jun 2010
Innovation in Financial Services
Bo Harald

Mobile momentum building up

When we established the Mobey Forum 10 years ago (festivites last week) it was with an impressive group of founding members; MERITA BANK PLC, ABN-AMRO BANK,UBS AG, DEUTSCHE BANK AKTIENGESELLSCHAFT, ...

20 Jun 2010
Innovation in Financial Services
Bo Harald

95 pct of market left to capture

20 Jun 2010
Innovation in Financial Services

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