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Leap seconds are added when the drift between atomic time and that based on the earth’s rotation approaches one second. While atomic time is fixed and precisely measured and monitored, the rotation of...
Britain’s next generation challenger bank has just received a banking license. Atom aims to take 8 million of the 64 million accounts in the UK, for which purpose it has secured £25 million of invest...
Pensions are back in the headlines and flavour of the month online. In March 2015, Google Trends in the UK saw a spike in the number of searches for 'pensions' and related terms, as the deadline for r...
The D-day for UK pensions has arrived. On April 6th 2015, alongside the usual scramble to capture personal ISA allowances, new UK pension reforms came into force affecting arguably the most important ...
After evaluating lots of candidates, burning the midnight oil, I’m proud to publish, what I think is the world’s first Periodic Table of Remittances (Money Transfer). The table provides a glance into ...
The Faster Payments Scheme Limited has worked hard to understand the access challenges to Faster Payments, and they’ve discovered two distinct groups of users: those requiring Immediate/ Real Time pay...
I took a trip to one of London’s major retail outlets last Tuesday, there wasn’t anything particularly unusual about my trip but an unplanned excursion to the men’s accessory section sparked a glaring...
Financial services can be a risky business. For corporate treasurers it is listed as yet another of their “key priorities”, particularly as they become more involved in the strategic decision making ...
At the recent Payments Fraud and Security conference, a topic that came up regularly was the concept of data sharing to assist Banks and Financial institutions in the ongoing fight against fraud. Data...
Another week, another FinTech event. It seems our industry has more events than most. Last week was MoneyConf in Belfast, and this post provides my observations from that event as well as some tho
Is trust for banks being rebuilt? Tentative improving news for the banks! 33% of customers grew more confident about the industry in the last 12 months according to Ernst & Young. And only 19% lo...
What’s in a wristband – will wearables prevent heart attacks and help manage money better? If we thought smartphones allowed for constant access to information, wearables allow for instantaneous acces...