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Software developers are playing a vital role in reengineering, disrupting and reinventing the financial services industry. I heard someone ask at Finextra's Future Money event recently; "When are...
From a cold start to a bright future in less than six years! In 2008, a well-respected analyst house reported that “Europeans show little interest in contactless payments”. However, in 2013-2014, the...
I first encountered Agile in 2000 when I implemented the DSDM methodology on a project for a large multinational computer manufacturer. My experience since then has invariably been that whilst many la...
Not sure if the KYC being done by banks is mature enough to perform its true function using standard credit check agencies which have stood the test of time. Financial regulations have come out strong...
Last month, Barclays spelled the eventual end to security questions, passwords and long frustrating phone calls by announcing its move to voice recognition technology. The retail bank explained that o...
Whether assisting a customer in real time, or collaborating with partners or customers across continents in the blink of an eye, banks must exceed expectations to achieve a competitive edge. And it i
Foreign exchange market is world's largest and least regulated financial market. Its estimated daily turnover is $5.35 trillion, according to the Bank for International Settlements’ triennial survey o...
Bacs, the company responsible for the schemes behind the clearing and settlement of automated payments in the UK, celebrated a major landmark lat year - 100,000,000,000 transactions processed since 19...
Imagine you’re at the station, waiting for your train. On the wall is a supermarket poster featuring some ready meals and a choice of grocery essentials. Using your phone you scan three items you’d pl...
Going Digital is not just about mobility or mobile banking. There needs to be a pragmatic view of the full end-to-end banking process from initiation to settlement and confirmation where the benefit
As a senior executive in a fintech firm, the chances are that these two assertions will strike a chord: you sell solutions and you want the market to see you as a trusted advisor. How do your sales a...
In Africa, the use of simple phone based payments such as m-pesa are on the rise. The infrastructures are neither complex nor expensive. The unbanked markets are seeing huge growth in mobile payments ...