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There has been much debate of late on Finextra and indeed everywhere about mobile wallets and mobile payments; with some very diverse opinions. Some argue that uptake of mobile wallets and payments is...
Pause for thought…….quiz time. Can you remember who topped the UK charts on the 14th February 2006? Now, can you also remember what was the main business driver behind the UK’s move to the EMV standar...
The Joint Committee of the European Supervisory Authorities (ESAs) has published its second bi-annual report on risks and vulnerabilities in the European Union's (EU) financial system. The report iden...
Specifications serve as a standard of reference for a certification process (e.g. laboratory testing, certification) that can be undertaken to guarantee these specifications have been implemented corr...
The European Commission has published a communication on shadow banking which sets out the Commission’s roadmap which aims to limit the emergence of risks (in particular systemic risks) in the unregul...
Cash is always king and no more so than in China. Traditionally a very cash-based market with many High Net Worth Individuals (HNWI) skeptical of having someone else manage their money, wealth managem...
ESMA’s work on the single rule book for EU financial markets, set out in its 2014 work programme, shows the bulk of MiFID II/MiFIR deliverables falling into the last quarter. With the Level 1 text st...
The European Securities and Markets Authority (ESMA) has published its advice to the European Commission on the equivalence of the regulatory regimes for over-the-counter (OTC) derivatives clearing, c...
Identity theft is first and foremost a problem because we rely on numerical identifiers that attach humans to credit and a variety of services. Once a criminal gets hold of those identifiers, he can s...
Microfinance involves extending small loans to individuals for buying tools which will help them in setting up small businesses requiring rudimentary skills, to earn their lively hood and repay loans....
In May 2012, giant German ERP vendor SAP acquired Ariba, a sourcing strategy and B2B network provider (http://dealbook.nytimes.com/2012/05/22/sap-agrees-to-acquire-ariba-for-4-5-billion/?_r=0). Since...
In the UK there’s a guy who is about to be sentenced for punching a police horse during a riot after a football match. Football violence, like misbehaviour in other areas of society (including banki