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The world can’t get enough of mobile applications. Last year alone there were 102 billion application downloads according to the analyst firm Gartner. And Google research says 84% of shoppers are no...
With consumers becoming more digitally savvy, their knowledge and expectations of digital technology means they now have a greater sense of digital empowerment. We’re now seeing is a direct relationsh...
Coexistence: Host Card Emulation supports the coexistence between the Secure Element issuance model and the HCE CloudSE and in-software approaches. This leaves an open-door to a shift in approaches or...
It’s been two years since the Bank of England (BOE) launched the Funding for Lending scheme (FLS) - back when it was portrayed as an innovation that would boost the number of mortgage loans and fund
In the latest instalment of our series entitled ‘A transformation is coming’, Jeremy Taylor (Specialist in Operational Processing and Derivatives) argues that the principle of client self-servicing is...
Interesting isn't it that two of the worlds' largest regions, the US and the Euro Zone, both end up trailing the leaders in payment technology by years. In the US the roll out of EMV has finally ki
A general lack of awareness surrounding framework agreements is obstructing greater uptake of G-Cloud services among local authorities and housing associations in the UK. The G-Cloud framework is a U...
In recent years the U.S. regulators have enjoyed flexing their Anti-Money Laundering (AML) and Sanction enforcement muscles, over $12 billion worth of fines have been settled with some of the world’s ...
Three Key Regulatory Trends that Will Affect Your IT Investment Budget for 2015 According to IDC Financial Insights, worldwide spending on risk and compliance technology will reach $79.2 billion in 20...
The first challenge for wearable technologies – for example Google Glass or the Smart Watch – is how to integrate them into banking. Now we are starting to see banks rise to the challenge. PrivatBank,...
I was hoping to enjoy the last few weeks of summer in relative peace, but it seems that another regulatory storm is brewing. This time it’s over the unbundling of research and it all stems from ESMA’s...
Under-the-radar startups Bank Innovation, a banking innovation blog, has uncovered some fintech startups we should be keeping our eye on - a B2B payments system, an investment management tool, a debt ...