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A Finextra Member

3.2bn pounds of student debt - the next mis-selling scandal?

This autumn, half a million school leavers will make one of the biggest financial commitments of their lives by going to university. However, despite living in an age where they can instantly check th...

19 Aug 2014
A Finextra Member

Predicitve Analytics, Location, Social media use in banking

Predictive Analytical models can be built to use Transaction behaviour of customers. Products suggestion have to be relevant when we predict based on data available. Real time location usage Customer ...

19 Aug 2014
A Finextra Member

Kick starting the UK economy

SME lending continues to top the Governments’ agenda and at a conference I attended recently, George Osborne announced a series of new guidelines set to boost the fintech industry. A couple of the new...

19 Aug 2014
A Finextra Member

The Flaw in POS terminal security. Solved

However advanced the security model used by a retailer's point of sale terminals, whether it be biometrics, EMV cards, one time passwords or any other kind, the single point of failure is the fact tha...

18 Aug 2014
A Finextra Member

Banking's bright future in the cloud

Why the cloud? At first glance the advantages to financial institutions are clear: lower costs, faster reactions to competitors and regulators, and improved communication with counterparties, for seam...

18 Aug 2014
A Finextra Member

The Future of Best Execution

I was chatting with a few work colleagues last Friday about best execution and derivatives. They confidently asserted that without real fungibility (i.e. the ability to trade the same instrument on ...

18 Aug 2014
A Finextra Member

BCBS 239 Trends - Miles to Go Before I Sleep

18 Aug 2014
A Finextra Member

Engaging Customers in a Compliant Product Lifecycle

In recent years, financial regulators have shifted their focus from a reactive to a proactive approach. In order to reflect this change in emphasis, companies need to be closer than ever to their cust...

18 Aug 2014
A Finextra Member

Customer centricity and its role in financial services

Organisations competing in the world of finance are working within a tsunami of regulatory boundaries, which are in place to ensure the right outcomes are generated for individuals, but also present a...

18 Aug 2014
A Finextra Member

Fintech startups: A week in review

FinGenius and TransferGo reach BBVA competition shortlist Two of Level39's startups have made it through to the European finals of BBVA's 'Open Talent' competition. FinGenius does AI tech for banks, w...

18 Aug 2014
A Finextra Member

Ovum welcomes launch of in-network mobile call recording

A new report by analyst firm Ovum[i] reveals that nearly three years after financial institutions were ordered to start recording and storing mobile calls, only around a third of those affected have m...

15 Aug 2014
A Finextra Member

EDM blindspots: Lessons from McDonald's latest campaign

McDonald's has taken a significant step change in how it is trying to build trust with its customers. Rather than having Ronald McDonald clowning around (which we've now had for 40 years here in the U...

15 Aug 2014

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