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Social media has become a playground for adults, teens, and tweens. And like on any playground, when you hit the jungle gym or horseplay on the seesaw, there is always a chance that you may go home wi...
A recent study shows that organized criminals create approximately 8,000 malicious websites every day, or over 57,000 each week. These malicious websites model legitimate websites that we visit every ...
Much is written and researched on payment service hubs today and the conclusions from this work raise some sound arguments. Modernisation of the core payments technology in a financial institution i...
A specialized financial publication from Geneva, AGEFI, quoted this morning a high executive from Temenos: “The integration has already begun. The strategy is already in place and a more detailed pla...
The over 100 USD m deal (81 cash paid by Temenos and 20m take over debt) was announced early morning by the press, and was extensively commented by the participants of the Financial Summit in Geneva. ...
In my last blog I looked at different revolutions that have impacted the manufacturing industry in the past, and what the payments industry can learn from them, specifically the use of interchangeable...
Mergers and Acquisitions (M&A) decisions are very strategic but are often marred with significant challenges in bringing the operations and IT systems together post merger. Key challenges are - 1...
Over recent months we have seen the FSA in the UK, as well as regulators in other geographies, hit the record books with larger and more numerous fines for misconduct – e.g. for poor reporting, or ha
The events of 2007-08 brought banking focus back on to cost efficiency, resource optimisation and all the good stuff in between. But, while enjoying the fruits of this labour, how can banks ensure tha...
Consulting firms introduced methodologies, starting with IT-based methodologies, in an effort to codify the key steps in a typical project, thus being able to deploy less experienced resources who, eq...
Last week I posted a short summary of a Blog I found which dealt with the issues surrounding the new OTC legislation and the question of what is a Swaps Execution Facility (SEF). I was amazed to see ...
Today we have seen the release of the PCI DSS take on PCI DSS Applicability in an EMV Environment: A Guidance Document. Today, we see my take on it … This document makes sense, provided one believes