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The threat of data theft follows travelers; there’s never a vacation from hackers. So what should the traveler do? Anticipate snooping by hackers. This way, you can prepare for the worst. If you mu...
I've been asked several times about the difference between Data Mining and Predictive Analytics. Well, that's not strictly true. I've been asked only once and that too in the following tweet from @IBM...
THE CONDUCT RISK IMPERATIVE The FCA’s recent focus on conduct risk marks a significant shift in mindset for most financial organisations. Leaving the term ‘conduct risk’ deliberately undefined, the FC...
In an ideal world, Big Data should be an enabler for financial services firms to have greater insight into their business. It should enable investment banks to have greater visibility of their trading...
Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of the Android operating system, HCE support in smartphones has been growing ...
To think of BCBS 239 as just another regulation is to misunderstand its end game. Solving the challenges it lays down requires a strategic approach. Risk data aggregation needs executive sponsorship f...
Given the critical role national payments systems perform in making economies tick, it’s only natural that regulators around the world are increasingly looking at ways to increase payments speed in or...
As financial markets have become ever more competitive and margins have reduced for all investment firms, there has been an increasing focus on deciding which operational activities are “core” to thei...
American Banker Marketing & Innovation Conference Highlights I attended the American Banker – Financial Services Marketing & Innovation Symposium in New York in September and wanted to share s...
Chase At the recent American Banker Financial Services Marketing & Innovation Symposium in New York, Dr. Gavin Michael (Head of Digital for Chase) talked about what Chase have done, have learnt an...
A country or region's economic performance is largely a reflection of how competitive it is with other nations on the world stage. And in Latin America, many countries that comprise it are steadily as...
If banks are becoming digital en masse, as the pundits want us to believe, why aren't the fintechs getting more than 6% organic revenue growth right now? They've got the goods to transform. In 2005, w...