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Richard Carter

Why are we more interested in how many steps we take rather than our credit score?

We live in a world where an ever growing amount of us have Fitbits, Jawbones and other tracking devices that are increasingly measuring and comparing our physical performance. We know how many steps

24 Oct 2016
Innovation in Financial Services
A Finextra Member

It's time to accept the reality of Brexit

Like it or not, Brexit is here to stay. Whichever way you voted on 23rd June, the short-term consequences are starting to become clear – even if the long-term effects of leaving the EU have left opini...

10 Oct 2016
Rob De Dominicis

Should we fear Pensions ISAs?

The idea of Pensions ISAs was raised earlier this year; to make pensions more like ISAs where contributions are taxed but gains and withdrawals are tax free. This is opposite to the current pension sy...

19 Sep 2016
A Finextra Member

How advanced data analytics empowers banks to better service customers

A recent study by the Financial Conduct Authority (FCA) found that banks were turning away or closing the accounts of customers deemed to be high risk, which includes foreign nationals and students. I...

14 Sep 2016
Innovation in Financial Services
Hugo Cuevas-Mohr

OVERSEAS WORKERS IN SAUDI ARABIA: Lay-offs, Remittances and Government intervention

The situation in Saudi Arabia for overseas workers is critical. During the oil boom migrant workers went from 5.3M in 2000 to 10.2M in 2015 according to UN figures. More than 1M have lost their jobs i...

08 Sep 2016
Luke Enock

FinTech: mapping a long term future for a short term lender

We all know that technology is transforming business models. Take the short term high cost credit sector and its estimated 10 million customers who are excluded from mainstream finance. This sector ha...

10 Aug 2016
A Finextra Member

Engaging aim to help empower millennials

A recent study by Opinium found that approximately 64% of registered voters aged 18-24 voted in last month’s EU Referendum, compared to 90% of over-65s. I believe this is because young people do not f...

25 Jul 2016
Rob De Dominicis

The power of consolidation

The Centre for Policy Studies, a think tank, recently suggested in a report that pension pots worth £2,000 or less should not face any fees or charges. They argued that this, coupled with the planned ...

17 Jul 2016
A Finextra Member

Is fintech really a big threat to traditional banking?

A lot has been written about the existential threat that fintech supposedly represents to traditional banks. In one popular narrative, banks are characterized as obsolete dinosaurs, lumbering towards ...

04 Jul 2016
Konstantin Rabin

Brexit And Fintech: What Will Happen?

Brexit still remains a hot topic in the media. The consequences of the British referendum will have—well, they already do—a profound impact on the world’s economy. Fintech companies are no exception t...

04 Jul 2016
Innovation in Financial Services
Tushar Chitra

Off the Beaten Path: Exploring Banking Solutions for Women Owned SMEs

Women make up more than half of the world’s population and studies predict that in a decade their impact on the global economy as entrepreneurs, employees, producers and consumers will be as significa...

27 Jun 2016
A Finextra Member

De-risking the Risk-Based Approach

In today’s hyper-regulated Banking and Capital Markets landscape, institutions transacting business in key regions have aggressively implemented (albeit cautiously) intricate enterprise-wide control f...

06 Jun 2016

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