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I am currently re-reading Malcolm Gladwell's book The Tipping Point. The crux of the book is around what the author highlights as "The tipping point is that magic moment when an idea, trend, or ...
Clearly, the payment services industry has got to the point where an important change is expected to take place. There are quite a few indications to suggest this. The EU has enacted and put into effe...
With technology, regulation and compliance advancing at such a rapid pace, it's important that companies keep abreast of any change that is likely impact their business and, notably, their ability to ...
The disruptive potential of blockchain, the back-end technology that powers Bitcoin, lies in its ability to radically simplify financial processes. The mathematics behind the system are complex, but ...
So block chain is in the hot-seat. News, views and uses are aplenty in the online world. After reading the two articles here in the FinExtra community - Enrico Camerinelli's Blockchain Business Scenar...
Black Friday is a phenomenon that arose because it was a bleak time for retailers. Starting in the 1960s, and sandwiched between a US public holiday and the weekend, it became notorious for traffic ja...
Dear software vendor Dear innovator Dear payments guru Dear marketer BEWARE! Now that you have started to read this block chainletter you MUST continue to read it, follow the procedure strictly or gre...
While cash and card payments are still the most widespread methods of payment, studies show that UK shoppers increasingly prefer using mobile payments instead of credit cards. Mobile payments could v...
The shopping phenomenon that is Black Friday is nearly upon us and snapping at its heels is the holiday season. Many consumers will look to spread the cost of their seasonal spending splurge. They'll ...
Do You Have a Mobile commerce Strategy? By the end of 2015, mobile share is forecast to reach 33% in the US, and 40% globally. As a society that is ever connected, we are now online more than we are...
Presenting recently at the ICCOS Asia conference in Malaysia, I was asked to talk about the changes that retail cash automation is having on other stakeholders in the cash cycle: the banks, the ATM de...
"Keep your friends close, and your enemies closer." - Sun Tzu, Chinese general and military strategist, uttered these famous words around 400 B.C. Today, this quote could be used to describe...