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"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting pro...
Over recent weeks I seem to have spent a lot of time in the innovation space, with plenty of talk about being innovative, creative and forward thinking. However, given the very different angles that e...
The credit risk associated over a loan lifecycle can be best arrested at the time of originating the loan itself. So, Invariably there is a need to have a more robust process and an intelligent syste...
“I don’t like hearing about people going to a payday lender for a loan. If they do, I’ve failed as a banker” says Sechaba Ngwenya, CEO of Creditable. His startup sits in a place where banks don’t want...
The latest initiative in Cable’s crusade for UK SME lending looks to take the risk away from the high street banks and place it on the Government. This will be achieved by guaranteeing challenger bank...
When was the last time you clicked “Forgot Password” to recover the password for a dormant account on some mail server, blog, social networking site etc.? I think the days are not far when you won’t e...
Y Combinator puts out an RFS (request for startups) Y Combinator, the big fish in the accelerator pond, has put out a request in the form of a blog post. They want to ignite the spark in entrepreneurs...
“Back in the 1960s when they were landing on the moon, everyone came together, it wasn’t the U.S. landing on the moon, it was mankind” says James Tuckett, founder and MD of investUP (or just UP), the ...
"We have a global ambition...we're here to get something done and change the world" Very few would argue that electronic invoicing is the sexiest thing in fintech. It can't match the retail ...
The world’s startup hotspots An infographic produced by The Currency Cloud visualises the most popular startup markets around the world. 1st place goes to Silicon Valley, no surprise. 2nd place Tel Av...
“One of the biggest questions we asked ourselves was ‘What’s after M-Pesa?’ What’s the next step?” Says M-Changa CTO, David Mark. In our hour-long interview he goes on to (rhetorically) ask me, ‘Who’s...
The Bacs 3-day payment processing cycle just isn’t fast enough for a lot of businesses these days, with many now relying on Faster Payments to meet their needs. When it was launched in 2008, Faster Pa...