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This year’s Sibos in Geneva wrapped its first day with more innovation than ever. The buzzwords which dominated this year; were 'The Three Ds' Digitisation, Disruption, and the newly minted Distribut...
Shorter days and longer nights are approaching fast. We may not be ready to let go of summer just yet, but the good news is there’s an exciting event season ahead of us - If your calendar is not set f...
When performing their daily banking routines, customers don’t want to be bothered by complex security features and authentication procedures. Today, they expect simple and fast user interfaces and oft...
The amount of data created in our society is increasing exponentially and is predicted to reach 44 zettabytes by 2020. As discussed in my previous blog, the amount of data could fill enough iPads to ...
Data is everywhere. Every day, 2.5 Quintillion bytes of data is created around the world. To put that into perspective, a quintillion is one followed by 18 zeros. In 2013, we were already creating en...
Challenger Banks have a golden opportunity to gain market share. Mature Challenger Banks such as Metro Bank, Tesco Bank and Virgin Money have certainly made headway in stealing market share from the “...
We recently took part in a Financial Services event in London attended by the High Street banks we all know and some newer names to banking, notably Atom and Tandem. The presentations pointed out both...
The term Internet of Things (IoT) has been used for some time now, referring to the connected nature of our society thanks to smart devices. It’s the communication between machines, sharing informatio...
The catastrophic global recession of 2008 sent ripples through the banking sector. Many banks struggled to cope with massive losses suffered because of debt they accrued through somewhat risky investm...
If the past few years have taught the world anything, it is that no business is safe online. Cyber criminals are targeting financial services organisations and this battle will rage on until security ...
The banks in the UK are going through a time of change, not only financially but also regulatory. George Osborne, the Chancellor of the Exchequer, introduced a bill two years ago which states by Janua...
The era of ‘free for all’ banking may soon be over. Already under threat, its demise is accelerating as the inherent unfairness of ‘free banking’ becomes more apparent, forcing an avalanche of change ...