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Bo Harald

EBA on e-invoicing

https://www.ebaportal.eu/link.aspx?PageGuid=388a67b9-584e-4c96-8c76-0aa3fe341dbc

10 Nov 2011
Innovation in Financial Services
Bo Harald

e-government checklist - expanded

A lot of strategy papers have been written and inititiaves launched to further e-government. The topic is important - for enterprises competitiveness and tax payers. But too often these programs tend ...

08 Nov 2011
Innovation in Financial Services
Bo Harald

Progressive Kazakhstan - how about your country?

Kazakhstan is moving to e-invoicing with the help of the needed deadline for paper: http://bx.businessweek.com/e-invoicing/view?url=http%3A%2F%2Fwww.sharedserviceslink.com%2Ffile%2F93958%2Fe-invoicing...

08 Nov 2011
Innovation in Financial Services
Bo Harald

When will your country become e-id-progressive?

Canada joining the self-evident model - reuse what citizens already are used to, is secure and saves tons of tax payers money. https://www.finextra.com/news/fullstory.aspx?newsitemid=23132 When will y...

07 Nov 2011
Innovation in Financial Services
Bo Harald

The high cost of cash

We have elected and pay for decision makers and regulators. Sometimes I get the impression that they try to govern as little as possible in important areas and overcompensate with irritating nitty-gri...

06 Nov 2011
Bo Harald

Miserable public isolation - who is holding back?

Who is holding back - governments or banks? Needed for accelerating citizens' use of government e-services: 1. That the public sector realizes that it is not the only service citizens use - and in fac...

13 Oct 2011
Innovation in Financial Services
Bo Harald

Reflections on blogs and blogs

I got the half a million pageview message and looked into what I wrote in early 2010: " "I have been writing blogs for about 3 years and it is helping me to get some messages and information...

11 Oct 2011
Innovation in Financial Services
Bo Harald

Everybody should have the right to a bank account

The right - and the obligation to open one (fees are normally not high). No salary should be paid in cash - and social benefits only to accounts. How much could be saved - and how much crime avoided. ...

09 Oct 2011
Transaction Banking
Bo Harald

What we would do differently today

If launching e-Invoicing today: 1. The SME-sector’s organizations were not involved strongly enough in the beginning. They should have been co-owners of the productivity issue with e-invoicing and th...

08 Oct 2011
Innovation in Financial Services
Bo Harald

What we did right

What we (collectively) did right when launching e-invoicing in Finland and recommend: 1. Banks joined collectively with invoice portals and file transfer > payment automation was improved, financi...

02 Oct 2011
Innovation in Financial Services
Bo Harald

Putting the horse before the cart

I have long been arguing that the natural way to SEPA-payments is through e-invoicing – especially now when ISO20022 for e-invoicing is ready. Here you do not need to force anybody to do SEPA-payments...

27 Sep 2011
Innovation in Financial Services
Bo Harald

Still time for u-turn

SEPA direct debit is a huge step in the wrong direction - making direct debit more complicated for users and more expensive for invoice senders (who naturally add these costs into higher prices - the ...

24 Sep 2011
Innovation in Financial Services

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