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A Finextra Member

Different horses,different courses

As world is getting flatter and shopping global, e-payments will be increasing. There will be a trend where payment industry is heading. One is global payments, where credit card based solutions will ...

30 Sep 2008
A Finextra Member

Congress Needs to Help Homeowner Occupiers

There isn't anyone in Congress who doesn't think something has to be done. The question is what do they do? Their jobs are on the line. If they fail - they are out. If they upset voters - they are out...

30 Sep 2008
Whatever...
A Finextra Member

Payments are heading out the door of a bank near you.

I think that the biggest threat banks face is lack of trust and ethics. Payments are based on trust. Consumers will be looking hard for alternatives. There will be plenty. Payments is only part of it....

30 Sep 2008
Innovation in Financial Services
A Finextra Member

100 percent capital reserves.

People are beginning to wonder what the alternatives are to having savings in the bank. The average person now understands that banks use our savings for a multiple of financial endevours and only kee...

29 Sep 2008
Trends in Financial Services
A Finextra Member

A laugh from the age before PC from Air India - Tata c1950

I thought we all need a bit of a laugh and I pulled out an old Air India International Flight Book from around June 1950 when they first opened the route from Bombay to Geneva and London flying Conste...

29 Sep 2008
Whatever...
A Finextra Member

Outsourcing and consolidation in Transaction banking

There is no doubt that transaction banking is growing. But is this growth straight forward and all-round… or are there some undercurrents. Let us look at some developments - AIB and Barclays outsourc...

28 Sep 2008
Transaction Banking
A Finextra Member

Ready or not, customer-controlled accounts are coming

That title is actually one of Javelin Strategy & Research's News Item : http://www.javelinstrategy.com/2007/11/02/every-new-idea-looks-crazy-at-first-attention-e-bankingpayments-product-or-securit...

27 Sep 2008
Trends in Financial Services
A Finextra Member

Cards are dead - is even Visa ditching cards?

I have to question the ROI on Visa's investment into an Android application, although I suppose now it's do everything or die for them. There have been some questions asked as to whether banks should...

27 Sep 2008
Innovation in Financial Services
A Finextra Member

Small Business Lending Focus

SME Lending is being pushed across the globe today. The reason why this important segment was ignored till date is Bank's perception of SME Loans being riskier than rest of the lending areas. Lending ...

26 Sep 2008
A Finextra Member

Click Jacking and Click Fraud Rule the Net

I suppose by now everyone is convinced that the internet isn't really all that safe. Your browser, ISP, DNS, BGP...everything is unreliable, insecure and most of the software you use is so full of bug...

26 Sep 2008
Whatever...
A Finextra Member

Forays into fintech SOA

Fiserv CBS Worldwide, Tibco Software, IONA Technologies, edge IPK, GT Software what do all these companies have in common? They are just a tiny example of the software companies listed on finextra rec...

25 Sep 2008
A Finextra Member

US Fed playing Monopoly with taxpayers money

A few years ago I was invited to a fancy dress party where invitees were asked to come as their “favourite childhood memory”. It may sound strange, but I went as a giant Monopoly board. I have many ha...

25 Sep 2008
Trends in Financial Services

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