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The PSD2 (Payments Services Directive 2) and Open API (application programming interface) standards in banking will come into force in the UK (and the wider EU) within two years. The UK Government is ...
Santander recently announced that monthly charges on its popular 123 account would more than double. This move illustrates how the retail banking industry is changing, in response to the European Unio...
The Deutsche Bank CEO stated that cash will disappear during the next 10 years. Why does it have to have to take so long? Take the opportunity to repost this from 2008: "EU published some figure...
The payments industry is currently going through a period of rapid transition, driven by the pace of innovation, new forms of competition and weightier regulation. 1. Interchange fees will shake up ...
Abstract -: Compliments of the season. This post coming out of own my observations, experience and reading from Internet. Payments innovation is happening and it’s continued since end of 2014. Intere...
I think that I must live in a parallel universe to the one that the gurus of Mobile Payments inhabit. I stand outside the most popular sushi restaurant at lunchtime in the San Francisco Financial Dis...
Abstract – This article is purely from my own assumptions and experience no where related to any conclusion. focused on the issues, developments and trends around banks, banking, fintech & financi...
In the digital age, with an always-on mentality, employees are more connected to their work than ever before. With increasing workloads and mounting time pressures, employers can struggle to encourage...
As I report that Amazon has been making further inroads into the UK online shopping market, I realise it is probably an under-statement. As it was our go-to provider long before the holiday season it ...
The latest World Payments Report by Capgemini pointed to some key trends for 2016. The payments front end is rapidly changing with new non-bank entrants providing newer ways of bringing customers and...
What’s in it for the UK? The UK passed a major milestone on its journey to becoming a cashless society last year when it was reported that electronic payments overtook their paper counterparts for the...
We are fast heading into a World where vending machines can automatically pre-order and pay for the delivery of soft drinks before they run dry. Musicians may be able to record and publish rules on