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If there’s one thing that’s going to make a business sit up and listen – its money, especially when it comes to avoidable fines. So, with the Financial Conduct Authority (FCA) listing over £800 millio...
UK consumers have been able to ‘tap & pay’ with their contactless cards for nearly eight years now. Barclaycard issued its first contactless cards as early as 2008 and EAT became the first restaur...
Banks have been challenged to improve their brand admiration and win back consumer respect—especially in the area of innovation—after the 2008-09 recession. This post describes an opportunity for p
Sequels are never as good as the original. For the second time in ten years I am drawn to yet another media frenzy concerning the apparent premature death of EMV. Really? The story surrounds a hardw...
It's a while since I wrote here but I felt compelled today. First, there was a reference yesterday to the now famous quote from BBVA CEO, Francisco Gonzalez "In the future, BBVA will be a softwar...
Even though online currency trading was nearly the last market to become available for the regular people, the level of software development in this industry has managed quickly overtake the rest of t...
While there have been significant changes in business models and financial governance requirements and the velocity and volume of data over the years, many organisations’ business systems haven’t chan...
Technology is meant to make life easier. Be it a smart phone, TV or fridge, or even a smart water kettle, they all promise a simpler life. Whether they deliver on that is another matter entirely and t...
Few can have missed the carnage roiling Chinese stock markets recently. What’s interesting though is the emerging hubris from Western media that this is due to the intersection of communism and capita...
Hold the front page - the Chinese economy is slowing down. Who didn’t see that one coming? In an age of intertwined economies, extreme volatility in China is being exported globally. Calamity across t...
“Video Banking” is one of the hot topics in Digital Banking area for some time. Both Fintech companies and banks are so much interested in this technology to facilitate banking services above the pre-...
Way back in 1955, All India Rural Credit Survey Committee recommended availability of institutional credit to the unbanked people in the country. The outcome was State Bank of India. We are in 2015. M...