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A Finextra Member

A New Era for Banking

Despite the financial crisis and the dramatic bailouts of banks it is far from the end of banking. It might be the end of banking as we have known it but as one door closes a new door opens. Now is th...

05 Nov 2008
EBAday
A Finextra Member

Mega Savings Equals Mega Job Losses

It's an interesting dilemma for an organisation like LloydsTSB. They need to be quite bullish about the benefits to be derived from the takeover of HBOS (if they are to convince people to support it)...

05 Nov 2008
Transaction Banking
A Finextra Member

Congratulations America

In a historic election Barack Obama heads to the Whitehouse. Perhaps America and the whole world are the real winners. He has a lot of hopes riding on him, however I believe he'll rise to the challeng...

05 Nov 2008
Whatever...
Elton Cane

Successful Citi tech spin-outs

This story got me thinking about how many businesses have been spun out of Citi's tech and business support subsidiaries over the years. Besides the sale of this unit, and the BPO unit that went to TC...

04 Nov 2008
Finextra50 fintech index
Paul Penrose

The bank manager versus the Web 2.0 widget

The economic downturn may lead to a surprise revival of interest and investment in branch banking, as consumers seek out personal advice and a shoulder to cry on in a recessionary climate. Seventy per...

04 Nov 2008
Finance 2.0
A Finextra Member

I.T. Spending cuts; I think not?

Tower Group is the latest research company to announce that there will be cuts in IT budgets for next year after the banking bailouts. Does this stand up to scrutiny as only a few short months ago mos...

04 Nov 2008
MiFID
A Finextra Member

Time For Shareholders To Assert Themselves

The opportunity exists in the next 3 months for a significant shift in power in the corporate world. Shareholders large and small have a unique opportunity to exercise a degree of control over the co...

04 Nov 2008
Transaction Banking
Nick Ogden

Meltdown Monday and so in God we Trust

I was in Reykjavik, Iceland on the Monday when the Icelandic economy meltdown occurred. By co-incidence I was also on Wall Street when the 1997 crash happened and being in both locations was, I promi...

03 Nov 2008
Innovation in Financial Services
Matt White

Kazakhstan's super-rich get diamond studded credit card

The FT reports the launch of a new Mastercard credit card in oil and mineral rich Kazakhstan. Big deal, you may say, but this is no ordinary piece of plastic - it's inlaid with a 0.02 carat diamond a...

03 Nov 2008
Whatever...
A Finextra Member

Near future of online banking is PFM

Wells Fargo, Bank of America, BBVA and others started personal finance management (PFM) features inside their online banking. It means that I, as a customer can analyze my spending month by month, wha...

03 Nov 2008
Finance 2.0
A Finextra Member

What did I say about that dongle? Mobilise me please.

I have no doubt that mobile authentication might be a better approach than the dongle full of passwords you're supposed to leave in the office. While it's handy to have a USB stick to carry data aroun...

03 Nov 2008
Whatever...
A Finextra Member

Consolidation of Clearing Houses good or bad?

The DTCC buying LCH.Clearnet looks a no brainer deal for both companies with both increasing their business potential and both able to rationalise their cost structures. This is certainly the case at...

03 Nov 2008
MiFID

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