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In my last two blogs, I’ve talked about looming pressures on banks and financial institutions as digitisation continues to disrupt business models, and risks to both market share and longevity if the...
One difference between a credit card and a debit card is that if there’s an unauthorized charge on your credit card, you just get a little sting. It’s a hassle to straighten out. But no money is taken...
It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start...
In all the excitement about consumer payments innovation, are businesses being left behind? Their payments teams stuck with clunky, ill-designed user interfaces and processing times laughable by contr...
You cannot fail to notice that biometrics is having an impact everywhere! From access control systems to mobile banking and in particular it is likely to be facial recognition that will have the grea...
Primary Challenges Traders seeking an edge in multi-leg options trades are relying on technology to navigate a complex market structure. One major challenge is that there is no linkage with regards t
Analysts agree that the China slowdown is real, but are we seeing the big picture? The World Expected Worse but Chinese Data Didn't Comply Q3 economic growth in China came in at 6.9%. The consensus ...
The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and conveni...
Against the backdrop of the ever-increasing importance of collateral from a trading, risk and capital management perspective, holistic management of collateral is rapidly becoming a necessity. The pro...
The Approved Reporting Mechanism (ARM) approach used for Transaction Reporting in the UK has been unique across Europe. While MiFID I required investment firms to report equity transactions to regula...
Malcolm Gladwell is one of my all-time favorite authors. I love his thoughts, his books and the way he plays with words. In his book “The Tipping Point” he talks about three archetypes of people –Conn...
Nobody disputes that it’s tough to succeed in today’s retail banking industry. Some would argue that only a magic bullet could transform the fortunes of ‘traditional’ banking in the post-Google and Am...