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Attending Cartes this year, it is clear that contactless is the ‘next big thing' in payment innovation. Talked about for years, it is finally on the brink of mainstream adoption. In Europe, the UK and...
Security and authentication were only ever a spend if it involved cutting costs, either in the process itself, at the call centre, and as an after thought if fraud impacts on balances or the bank's ba...
Nice idea, but I am sure all those that received double will get a letter informing them that 'an error was detected, and your account was not correctly debited, so we have corrected it for you'. If ...
Today's mammoth cut of 1½% in the interest rate is enormously welcome in businesses both small and large across the land. It is an important weapon in the fight to stave off the impacts of the recessi...
With the sum of $600 trillion CDS, it now looks as though the sub-prime crisis is a relatively benign subject. It is safe to say that a lot of these CDS' spread have increased because of the current e...
We have recently heard from a number of respected analysts that after the financial crisis banks are likely to reconsider their off shoring/outsourcing contracts with the assumption that a number of s...
The UK's Financial Services Compensation Scheme is doing its bit to keep the phishing industry in business by sending e-mails to customers of defunct Internet bank Icesave advising them to log-on to t...
Maybe it is a result of the cost-cutting trend at banks, SocGen is replacing hardware tokens to grid-card customer authentication on the web. The advantage is clear: it is cheaper to issue some small ...
The Linux thing always gets my motor running - I especially like it running for free. Linux is evolving into a great platform and the odds are probably stacked towards some flavour of Linux being a do...
Cloud computing is the new name for the old idea of shared computer resources. I once ran a system which was by day a bank and by night a global manufacturer's JIT hub. Sharing computer resources is n...
It is evident - paper invoices will disappear from the business to business and business to government sectors and then later in practise also in the business to consumer/government to citizen area. ...
Gallup opinion poll data from September shows clearly the impact of the financial crisis on the wavering fortunes of presidential candidates McCain and Obama. Have a look at the chart below. Obama fir...