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Startups have a variety of business models to choose from these days. Previously stonewalled Gardens of Eden have been opened up and made accessible on reasonable, in most cases, terms. Worldwide. Wit...
There is a small storm of activity coming in the next 18 months. And even though it is hurricane season, I am not speaking about rain and wind. I am speaking about the transition from CFD to CFDI for...
With the unprecedented rate of change in the financial markets, and with regulators across the board stepping up the enforcement of existing regulation, one can’t help but wonder: what does this mean ...
Outages and glitches seem to be becoming more and more frequent – with a wide-reaching ripple effect ensuring that the impact of such outages are felt more widely than ever. This is dangerous for busi...
With the economic outlook in Europe still far from rosy, and signs of a further stumble coming from North America, consumers across the Northern hemisphere are getting used to the idea of having to
The latest paper from Gartner has branded cloud computing on a potential path to ‘disillusionment’. Certainly, uptake of the cloud hasn’t been quick, but I wonder if it’s simply that the value propos...
Will they, won’t they? Maybe, Yes…No? Sooner or later…There has been a lot of debate about whether Apple will include NFC in the new iPhone 5. Some analysts have drawn conclusions from the launch of ...
We in Britain love a moan. The glass is always half empty and nothing is ever good enough for the average man on the street. But when it comes to the banking industry, many feel the criticism is justi...
The world of Financial Services is at a serious crossroads. Whilst many in the Finance profession sniggered at the recent motivations and methods of the worldwide “Occupy Wall Street” movement – a de...
OTC Clearing: part 2 “[…] The financial crisis that began in 2007 had its origins precisely in over-complex regulation.” These are the wise words of Niall Ferguson, Professor of History at Harvard, sp...
By topping the 2012 Customer Service Hall of Fame, Amazon made it three in a row. Sadly, a leading global bank too made a record of sorts by retaining the top position in this year’s Hall of Shame ran...
THE BIGGEST SCANDAL IN SOFTWARE DEVELOPMENT Many years ago I was invited by a UK FTSE 100 company to a meeting to discuss a project to audit one of their legacy applications and to make recommendation...