Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Elton Cane

Lack of integration to hit Citi profitability

That's what bearish Oppenheimer analyst Meredith Whitney told Reuters at the the Reuters Global Finance Summit yesterday. In her view, the bank is unlikey to be profitable for several years. Its stra...

11 Nov 2008
A Finextra Member

One device as bankcard and OTP generator

I have found an image of the VISA PIN card, and generally I like the idea. Today I have to carry a bankcard and a token as well, and I'm afraid of losing one. If this offering is cheap enough, Vasco a...

11 Nov 2008
Innovation in Financial Services
A Finextra Member

Global financial meltdown? It's ok, just lie about it

A study by Axa has found that more than one in three people admit to having misled a partner, friend or relation about the state of their finances. It also concludes the current dodgy state of the eco...

11 Nov 2008
A Finextra Member

Have to watch those Aussies!

I note that the new Visa card with built-in OTP generator hails out of Oz. It makes me proud. It already has a transmitter/receiver (of sorts) and a keypad - all it needs is a microphone and a few twe...

11 Nov 2008
Innovation in Financial Services
Paul Penrose

The bank branch - weakest link or saving grace?

This blog recently expressed the view that, in these days of financial turmoil, banks should reposition their branch networks as a means to reinject the personal service ethos to high street banking ...

10 Nov 2008
Finance 2.0
Nick Ogden

Contactless payments, are we talking money?

Contactless payments really seem to have exploded recently. In the past month alone, we have heard announcements from both MasterCard and Visa about trials they are conducting in cities such as Liver

10 Nov 2008
Innovation in Financial Services
Paul Penrose

Welcome to the Truthpod

The Truthpod is an anonymous online polling booth in Australia that has been set up to find out what people really think about their bank. Respondents are invited to "just tell it like it is&quo...

10 Nov 2008
Finance 2.0
A Finextra Member

Mob Psycology..........

It's interesting to note that people queue up outside faulty ATMs that dispense twice the amount of cash. Technology has its limitations and it's bound to go wrong at times, just like its creator. Hom...

10 Nov 2008
Online Banking
A Finextra Member

Are You Funding Terrorism When You Use That Card?

It is a fair question. Most fraud is card based, law enforcement claims money from fraud goes to fund terrorism (and drug, etc). Customers have to wonder at the real price of the billions of dollars i...

10 Nov 2008
Whatever...
Michael Fuller

3D, 2D or 1D Secure?

Thanks to all those who responded to my earlier comments about card security. It seems there are different implementations of Verified by Visa and MasterCard SecureCode. Some issuers request only a

08 Nov 2008
A Finextra Member

Consumer Spending Was Down Before The Crash

The credit crunch hasn't quite hit the street fully if the retail sales trends over the last year are anything to go by. We were already seeing the warning signs of a sharp downturn in consumer spendi...

08 Nov 2008
Whatever...
A Finextra Member

This Fraud Starts Before You Get To The ATM

When I read this, my immediate thoughts (actually let's skip the first), were that if a scammer has called a victim and convinced them to go to an ATM and transfer money to the scammer's account, it i...

07 Nov 2008
Whatever...

Now hiring