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In a report by global PR firm Weber Shandwick says that while CEOs are certainly talking (97% CEOs communicated externally during the period of the study), they’re strangely silent online. Twitter, u...
The prisoner’s dilemma is an aspect of game theory that shows why two individuals might not agree, even if it appears that it’s best to do so. In its simplest version, two prisoners have to decide w...
We all know that SIBOS is a massively important event for the FinTech community, it is also a perfect time to lay down competitive traps for your competition. Your potential customers will be listenin...
Why is the U.S. the last holdout to adopt EMV? The pain of a costly conversion and the absence of government or industry mandates to force the issue are the obvious, key culprits. Some forward thinker...
UK retail banks are jumping headlong into mobility. While some search for a way to get a leg up on the competition by offering the “killer-app”, most are concentrated on rolling out core mobile bankin...
Mobile Money – Will the card payment companies come to dominate? As I mentioned in my previous post, Visa have indirectly come to be an important player in the mobile money market in Nigeria. In fact...
After a gestation of six months, on Friday September 2nd, the EESPA was officially born. EESPA stands for European E-invoicing Service Providers association. Among the 13 Founding fathers are BSP's li...
Here in the UK, mortgage providers are already sowing the seeds of the next housing bubble. I read in this weekend’s Telegraph about a product innovation that is ‘designed to help first-time buyers g...
Dear Bank IT Manager, I am aware that you would like to build a new Profit and Loss (P&L) platform from scratch. Perhaps you have dozens of redundant and sometimes inconsistent P&L application...
In my recent blog, I pointed out that regulations are constantly changing, becoming more complex. Global banks will find that proving transparency across multiple products to the regulators is a big ...
One of the intriguing notions in the run up to the Vickers report publication has been the “height” of the ring-fence. And indeed, what that even means. Well now we know. The ICB’s test for decidin...
Futurama’s Bender came to Earth with a dream: Kill all humans. Robots over the next decade may have a more pleasant goal: Make money for humans. A natural corollary to this trend will be a sharp drop ...