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Visible security is needed not just for banks, but for any eCommerce site e.g merchants, retailers,trading platform or social networking. Consumers groups should be applying the same visible secur
I guess it would be easy to say that Mr. Bernanke's recent disclosure that he was a victim of identity theft is yet another example of instant karma, cruel (or deserved) irony, cosmic justice, etc, et...
Thought you'd like to see this snap of my teen daughter seeing if she has what it takes for a career in the financial services industry or any pursuit really. I'm pretty sure she'll do ok. What do you...
A recent TowerGroup report shows that risk management allocation of FSIs' total global IT spending is predicted to rise from 6.5 per cent in 2009 to almost 7 per cent by 2012, pointing towards a bette...
SEPA was originally devised by regulators, primarily for the benefit of financial services consumers in the Eurozone. However, banks have had to bear the burden of the associated implementation costs,...
One of my favourite TV programmes is "The Real Hustle" where a team of ex-confidence tricksters show how easy it is to use social engineering to gain access to other peoples' goods and mone...
At Caplin, we’ve helped many banks create single-dealer trading portals, and we’ve watched lots of others do so. In the process, we’ve noticed that some banks plan their portals in a way that virtuall...
Banks aren't alone in their lack of innovation. Large IT companies seem to 'borrow' a bit more than ideas from entrepreneurial innovators. I'm referring to the technological rather than marketing orie...
There are two main obstacles to cost reduction in many organisations. The project approval process - which (rightly) seeks to control the calls on shared resources by making sure that those projects ...
Depending on your outlook on life you're either looking at things and saying "Oh no...our world is changing again. Or for the optimists; "oh yeah...our world is changing again. Or for the re...
As a follow-up to the Maddoff thing I thought I'd take a look at the landscape post blitz to see how the 'alternative investment' market was going scamming new victims. I couldn't get past A. I chose ...
The Australian government has removed a significant hurdle which made it difficult for competitors to enter the excange market in Australia when they removed the ASX's powers of supervision over broke...