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What’s the story? Most people today have at least heard the term “Internet of Things (IoT)” and have a hazy understanding of what it means. Internet of Things (IoT) includes anything and everything th...
The financial services sector is being ripped up overnight. Today, consumers don’t want to spend their lunch hour queuing in bank branches, they want easy-to-use and quick access to their finances on ...
The retail industry and the customer check-out process has evolved a lot since the birth of the industry. For a very long time “retail” was mostly confined to bartering and then market stalls, before ...
We’re seeing little let up in the volume of fines imposed on firms that fail to meet regulatory requirements. Last month, Finra, the brokerage industry’s self-funded regulator, reported fines of $37....
I have been following the Symphony story with interest and the recent news that Google’s parent company, Alphabet, is looking to invest certainly got my attention. Is this the sound of the mighty Goog...
"Do you still love me ?". As the world goes digital, this is perhaps the question that every bank has in its mind.Innovative technologies and the availability of funding has meant that there...
Trade bankers know that, in a world running at Internet speed, standing still is not an option. The scope and scale of the changes they face is ever-changing, whether in terms of regulations, customer...
It was circa March 1999 and I was working in a small software company (CITIL – Citicorp Information Technology Industries Limited) which was specializing in core banking products. This company went t
For months and years I have been facing questions from friends, colleagues, CxOs of my clients in banking, retail and other industries, my B-school friends, my E-school friends and even family members...
The US is, supposedly, moving to chip cards today (EMV technology), away from all the unsecured magnetic-stripe cards...well, sort of. The facts are that US Issuers have barely replaced all the magnet...
The FinTech revolution is well and truly underway, and nowhere is this being felt more in Europe than right here in London. It’s been an incredibly busy few months over the summer as challenger banks ...
Almost a year ago, when I was reading about sharing economy and impact investing, I came across the term “collaborative capitalism”. I felt that the world was adjusting itself between capitalism at on...