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If you are a Mom chances are you already have an honorary degree in household finance management. After all it tends to be the Mom who is in charge of some of the important stuff like the groceries, c...
The European Securities and Markets Authority (ESMA) has published the responses received to its consultation on the draft regulatory technical standards implementing the provisions of the European Ma...
Picture the scene - the telephone rings as you close the front door, and you rush to answer it, only to be greeted by a recorded message uttering the immortal words in flat, dreary tones: “Have you be...
In recent years the financial sector has experienced a backlash of criticism. The credit crunch has left consumers feeling untrusting of banks, fearful of losing assets to incompetency. Recent softwar...
Contactless / proximity payments are all the hype these days (actually last several years). They are supported and heavily marketed by pretty much all payment schemes. Mastercard has PayPass, Visa has...
The yearly Apple keynote wasn't a demonstration of new products. Since its inception it's increasingly become a parade of the firm's utter dominance of the consumer technology market. A stunt of self-...
I wrote earlier this week about Financial Transaction Taxes and why the regulators’ ‘rationale’ for these taxes is either misplaced or disingenuous. An even more extreme example, however, was pointed ...
The 2013 Efma-Infosys study on Innovation in Retail Banking clearly establishes that banks are increasing investments in innovation, drawing up detailed strategies to make those investments work, and ...
As the recent National Security Agency scandal has highlighted, the surveillance of citizens and business by governments and regulatory bodies is as contentious as ever. In their own way, banks have b...
Having been repeatedly urged into taking up some physical exercise, I finally succumbed to marital pressure and went for a run this morning. During that run it came to me that my condition is not that...
Do you remember that kid that always had the newest gadgets and gizmos first? Everyone had one in their circle of friends in school – they were the first ones to be in the know about the latest innova...
The intent is definitely there and so are the strategies and investments to realize it. The metrics are in place to assess performance and over three-quarters of the respondents indicate that they are...