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Earlier this year the FCA introduced new guidelines to encourage firms to embrace the cloud. While compliance obligations remain paramount, it does open up the pathway for organisations to more effect...
Whenever a technology trend hits the peak of hype cycle, claims that it can even solve world hunger, abound. Evangelists start piling on the benefits that the new technology brings. Blockchain is expe...
In US tort law there is a rigid legal doctrine known as 'strict liability' which is frequently used by consumers to hold manufacturers of defective products legally responsible for any harm caused by ...
The financial services and banking industry has undergone significant change over the last decade, and today, automation is at the forefront of this change. Robotic process automation (RPA) is revolut...
Although only recently introduced, the trend lines for the adoption of mobile wallet technologies like Apple Pay, Google Wallet and Android Pay resemble those of smartphones—hockey-stick growth curves...
Like it or not, Brexit is here to stay. Whichever way you voted on 23rd June, the short-term consequences are starting to become clear – even if the long-term effects of leaving the EU have left opini...
Open APIs could revolutionise the banking sector providing customers with more choice and flexibility while increasing competition between banks and lenders. Just as comparison websites enabled cust
In 2004 the Royal United Services Institute staged a conference, UK Resilience: Joining up the Sectors, whose purpose was to provide a forum for debate on ‘a set of specific issues that have been iden...
The history of payments is best described as a search for simplicity, security and convenience. Coins, banknotes, cheques, payment cards have all been introduced with the aim of making paying for good...
The financial services have always had a complex relationship with cloud computing. Faced with increased competition from fintech players, many retail banks for example, are looking to expand their co...
It seems that European payments regulation may be forcing the cards market to take a step backwards. We appear to be moving away from the frictionless online payment environment that so many of us use...
ACH is an efficient and scalable service that all banks, regardless of size, can participate in. The Newly released NACHA Rule will provide capability for the same-day processing of virtually any ACH ...