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As the dust settles on the main part of the EU's transition to T+2, the DTCC's recent announcement that they have formed a steering committee to oversee the US market move to T+2 has shifted ...
"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting pro...
I was prepared for Mobey Forum’s third Annual Mobey Day event to be a lively affair. Bringing banks together with, amongst others, GSMA, chip manufacturers and mobile payment software providers to dis...
Part 1: “You can’t manage what you can’t measure” – Designing IT for Operational Excellence The old management adage of “You can’t manage what you can’t measure” certainly strikes a chord with those t...
The only things that are certain in life are death and taxes, or so Benjamin Franklin’s infamous quote goes. In today's financial services market we can safely add another certainty - change. It seems...
From today, customers logging into Amazon’s peer-to-peer (P2P) payments system, WebPay, will unfortunately be in for a nasty surprise. The system – which enabled users to transfer money between friend...
With the introduction earlier this year of Host Card Emulation (HCE) and last month’s reveal of the iPhone 6, Near Field Communication (NFC) technology is making a strong move to fulfill its promise t...
Being responsible for a large enterprise integration project brings with it an ominous set of challenges. If you're project managing such an endeavour then you need to have a constant mind on how you ...
The FCA recently published a list of considerations for firms thinking of using third party technology banking solutions. This has attracted widespread commentary from within the industry – mostly fr...
There was a time when ensuring prompt service to customers walking into the branch was the only measure of good customer service in retail banking. Of course revenue and profitability were important, ...
The ramifactions of a cap on interchange are more profound than meets the eye As interchange revenues will inevitably dwindle, issuers now have to create new revenue opportunities. One low hanging fru...
The adoption of the ISO20022 standard as the format of choice for corporate payments has really gathered momentum. Kick-started perhaps by SEPA, it is now rapidly being used by the bigger banks for e...