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Not so long ago, the British cycling team was not just uncompetitive but even described as “laughing stock.” Today, they’re world-beaters. And the secret to that success is not the sudden discovery o...
Mobile payments, blockchain, regulation: Card schemes face many challenges but still have time to reposition themselves to maximum advantage if they know where to look For more than 50 years card ne...
It struck me today that a brief history of booking and paying for taxis provides quite a nice illustration of what’s happened to payments over the past 20 years or so. Here’s my experience. Evolution ...
Merchants, consumers, banks all stand to benefit from faster payments. But are they ready? The UK e-commerce market is Europe’s largest and is set to reach £90 bn before 2020 (up from £60 bn in 2015)....
Four Types of Regulation After having lived and worked in the US, UK, Switzerland, Japan and India, I have formed a view that each country's approach to regulation mirrors how we chastise kids in the ...
As the European eCommerce market continues its meteoric rise, we spend an increasing proportion of our time looking at how to accommodate the diverse payment preferences of European consumers. Our mer...
I was reading an article a few days ago on the plateau of ebook reader sales and the slow retreat back to paper (here), and of course this lead my thoughts back to our own industry – particularly the...
ROBOTS ARE NOT TAKING OVER — Anish Kapoor, CEO AccessPay ‘Doing more with less‘ is a catchy phrase which is being bandied about a lot in this economy. For it to work, companies need to act strategical...
Are you sure you want to do this? Richa, my wife asked as I shared my idea to undertake an experiment in which I will stop using cash and instead use only digital forms of payment. Colleagues said goi...
There continues to be a great deal of talk about “disruption” and the speed at which the hi-tech revolution is impacting the financial services industry. Financial services players underpin the world ...
Before I answer, let me ask you if you’ve noticed like me that the European Commission has gone very quiet about the referendum. Cameron has stepped up the rhetoric but is not putting anything new on...
I read two interesting articles in the press last week. One stated that the Dutch are to abolish cash payments for public transport, the other, quoting a report from UK Payments, stated that debit ca...