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Vishwanath Thanalapatti

Digital Engagement Banking–Importance of Business Process Modelling

In my earlier blog I put forth the point, that a comprehensive knowledge of industry specific workflow is necessary for modelling an innovative business process. I will illustrate this with the task...

09 May 2021
Digital Banking Trends
Vishwanath Thanalapatti

Digital Engagement Platform– Is it Banking or Process or Technology?

I was in conversation with a person from a digital engagement platform (DEP) provider, the conversation was all process. As a banker who has grown straddling banking and technology, I realised quickl...

03 May 2021
Digital Banking Trends
Vishwanath Thanalapatti

To Decide or Not to Decide - XAI is the Answer

The corporate world was better prepared in the wake of the tectonic shifts that we are passing through. All that was required was a change in the mind set; this without the option. The digital mantra...

23 Jun 2020
Artificial Intelligence and Financial Services
Vishwanath Thanalapatti

Analytics: The Power of the Law of Association

Analytics of late, is on the main stage for several organisations across industries. I have seen several implementations. As a consultant evaluated the cost benefit (investment to business value) and ...

09 Sep 2019
Analytics in Banking
Vishwanath Thanalapatti

Dashboards : The yoga of analytics

Digitisation is the brick and mortar of modern day business with analytics as a strategic component; Underlying analytics are scores of algorithms, call it machine learning or AI that help to determin...

08 Jul 2019
Analytics in Banking
Vishwanath Thanalapatti

Analytics 360 - The Best and Only the Bet for Digitally Engaging Customers

When I started my career in banking the universe was very different. Travelling back in time it looks like a different planet altogether. ‘Logan’s Run’ created waves as did ‘The close encounter of th...

17 Dec 2018
Digital Banking, Mortgages and Savings
Vishwanath Thanalapatti

Data Analytics: As Good As the User

Numbers are more persuasive; visual representations gravitate bringing the ‘wow’ factor. All this is possible by the sophisticated tools of today that churn large amounts of data into nice beautiful ...

14 Dec 2018
Data Management 101
Vishwanath Thanalapatti

Analytics in an Openbanking Era

Analytics descriptive or predictive is normally associated with data that has accumulated over time banks went digital with introduction of computers in operations. Data thus accumulated grew to big ...

09 Oct 2018
Open Banking
Vishwanath Thanalapatti

Gem of a Fraud: A classic example of operational risk

Indian banking system is reeling under a series of reported frauds in the last few weeks. The mother of all is the USD 1.7 billion at PNB (Punjab National Bank) which is amongst the top public sector ...

21 Feb 2018
Financial Risk Management
Vishwanath Thanalapatti

Open Banking and Analytics Intelligence

Open banking is catching the imagination of consultants, analysts, commentators and general public. One reads about the benefits from data sharing with third parties, concerns over data privacy and on...

08 Feb 2018
Open Banking
Vishwanath Thanalapatti

Quo Vadis? Artificial Intelligence

In recent times the terms 'Artificial Intelligence' (AI), 'Machine Learning' (ML), 'Deep Learning' (DL) has gained much currency and established itself firmly in the context of 'Big Data' and 'Analyti...

16 Jan 2018
Capital Markets Technology
Vishwanath Thanalapatti

What Next in Banking: Open Bank Blockchain

Open Banking is the exciting new kid in the block; the epitome of financial information that will be a benefit to the financial institutions and consumers alike. This is the API universe. Literally wi...

04 Jan 2018
Open Banking