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Blogs
Richard Miller

KYC, GDPR and DLT pt2: Potential Solutions

In a previous article I looked at how Distributed Ledger Technology (DLT) can be applied to the issue of making sure you understand who you are doing business with i.e. Know Your Customer (KYC). The o...

02 Feb 2019
Blockchain Observations
Richard Miller

KYC, GDPR and DLT pt1: A Rocky Road?

Several years ago Blockchain and Distributed Ledger Technology (DLT) were going to solve all problems: from streamlining payments, to world peace! Since then, most have fallen away as not having the b...

10 Jan 2019
Blockchain Observations
Richard Miller

Christmas Books: For the Entrepreneur in your life

For most people starting their own business is pretty daunting. Luckily bookstores are awash with books to guide, advise and stop you making mistakes along the way. In some ways there is too much choi...

24 Dec 2018
Fintech innovation and startups
Richard Miller

Crossing the trust boundary with DLT pt2: The Company

In the last article, “Crossing the trust boundary with DLT pt1: Consortiums”, I looked at some fairly well understood topics on the trust model of consortiums. In this article I will explore how Dist...

26 Nov 2018
Blockchain Observations
Richard Miller

Crossing the trust boundary with DLT pt1: Consortiums

Earlier this year I wrote about the main reasons for using Distributed Ledger Technology (DLT) to solve your use case. In summary these were: Trust Boundary Extension: does your use case need trust b...

16 Nov 2018
Blockchain Observations
Richard Miller

Culture: The overlooked weapon

Much has been written about the Culture of technology firms created in the last 10-15 years that turns the ideas of the 20th Century on their heads. Whether it is the Culture deck from Netflix or the ...

05 Nov 2018
Innovation in Financial Services
Richard Miller

DLT and blockchain success: It’s all about timing

As ever, in the world of Distributed Ledger Technologies (DLT) and blockchain, timing is critical. Although we saw great strides taken up until about a year ago, it was clear that other technologies s...

26 Jul 2018
Banking Strategy, Digital and Transformation
Richard Miller

Blockchain and DLT - The challenge of transformational change

Over the last few years there have been many articles extolling the virtues of Blockchain and Distributed Ledger Technologies (DLTs). These often began by going through every imaginable use case for D...

18 Jun 2018
Blockchain Observations
Richard Miller

Blockchain evolution - where next for Distributed Ledger Technology?

As the financial services world continues to adapt to the possibilities of blockchain and Distributed Ledger Technologies (DLT), we are now at a critical juncture, as to where the industry goes from h...

30 Apr 2018
Blockchain Observations
Richard Miller

Blockchain and Cryptocurrencies: Reality or hyperbole?

In what seems like the ‘wild frontier’ of blockchain and cryptocurrencies that we are currently experiencing, there is almost only one thing that is certain; if someone writes an article about the pri...

12 Feb 2018
Richard Miller

Is there a place for the IoT in Capital Markets?

On returning from the Gartner Symposium in Barcelona last week, my head was brimming with new narratives about the latest and greatest technologies that were going to transform financial services and ...

16 Nov 2017
Richard Miller

Has the new technology boat sailed and left you behind?

A very large number of articles on technology at the moment begin by saying, “[x] technology is one of the industry’s hottest topics right now” or “changes in [y] technology are accelerating ever fast...

23 Oct 2017
Capital Markets Technology

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