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Romal Almazo


ROMAL ALMAZO'S CRYPTO PREDICTIONS FOR 2019 This time last year, Bitcoin was nearing its zenith of becoming the biggest asset bubble in history. Driven by irrational investor exuberance and a fear of m...

1 h
Digital Asset Class (DAC)
Uri Rivner

State Sponsored Attacks: Is the US taking the gloves off?

It looks serious this time: the Trump administration says it’s ready to hit China with direct sanctions for what the US says is a sustained digital industrial espionage campaign. It’s quite unprec

21 h
Information Security
Bo Harald

Real Time Economy on EU top agenda

Loud and clear - Timmerman's horizontal responsibility (see page 40) With GDPR and gearing up we w...

15 Dec 2018
Fintech innovation and startups
Craig Hughes

What event are you waiting for?

In one of my previous articles, the Hollywood Principle, I introduced the concept of an event-driven architecture. This is a popular distributed asynchronous architecture pattern used to produce hig

14 Dec 2018
Banking Architecture
Erik Brieva

Invisible PFM Will Transform Banking As You Know It

Personal Financial Management (PFM) has evolved greatly since its birth in the early eighties. Originally developed to bring money management into what was then a widespread technological shift to the...

14 Dec 2018
Trends in Financial Services
Vishwanath Thanalapatti

Data Analytics: As Good As the User

Numbers are more persuasive; visual representations gravitate bringing the ‘wow’ factor. All this is possible by the sophisticated tools of today that churn large amounts of data into nice beautiful ...

14 Dec 2018
Data Management 101
Peter Davidson

Cryptocurrency Markets Are in the Red - Does That Mean It’s Time to Get In?

Most investors have likely heard this sentiment from Warren Buffett at some point, but, as with most things, it’s often far easier said than done. The cryptocurrency markets have been taking a steep d...

14 Dec 2018
Personal Finance
James Eardley

What banks can do to engage with customers when they are neither selling nor solving a problem?

According to a research paper by Finextra and SAP Customer Experience, Engaging the Unengaged Customer, less than half (49%) of consumers agree that their banks work hard to engage them, and that they...

13 Dec 2018
Banking Strategy, Digital and Transformation
Richard Collinson

Brexit: Why does the Irish border cause so many problems?

Would it make sense for the UK government to state that the Northern Ireland/Ireland border can stay open permanently on two conditions: 1. Ireland stays outside the Schengen Agreement and, 2. Ireland...

13 Dec 2018
Sam Goffman

Security Token Offering: analysis, problems and prospects

Considering the increasingly strict approach of regulators to tokens and cryptocurrencies in recent years, attracting investments through Security Token Offering (STO) is the next logical step for the...

13 Dec 2018
Trends in Financial Services
Simon Monahan

Why improving cyber resilience starts with a better understanding of current capabilities

In a recent speech at Bloomberg, Megan Butler, Executive Director of Supervision at the FCA, described the threat level facing financial firms as ‘remarkable’. These comments were made in light of a ...

13 Dec 2018
Information Security
Chris Principe

Crypto-Crypt or Gold Mine?

Crypto-Crypt or Gold Mine? As you probably remember, Bitcoin was the big news headlines and the dinner table talk of a year ago. As crypto-currencies soared in value, it was rightly the dominant topic...

13 Dec 2018
Innovation in Financial Services