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Kunal Patel

Open Banking - Consumer Impact

I have read quite a lot on Open Banking over the last couple of years, what it means to the industry, the players and more importantly the consumer. The revised Payment Services Directive (PSD2) is re...

05 Dec 2017
Open Banking
Kunal Patel

What's It Really Like Working For FinTech Start-ups?

I get asked this question a lot by the corporate community with whom I am typically engaged with, usually this would comprise of senior figures from the BFSI community. The people I am usually in conv...

13 Nov 2017
Fintech
Kunal Patel

Innovation Labs, Hackathons and Accelerators - Fad or Fab?

There has been a tremendous amount of debate as to whether innovation labs, hackathons or accelerators are indeed a success or just another way to garner public attention. The FinTech world has been a...

02 Nov 2017
Innovation in Financial Services
Kunal Patel

Is The FinTech Bubble About to Burst?

It’s been well documented that the financial services industry needed some form of disruption and a move away from the traditional models. The industry as we know it has become too out-dated in the mo...

05 Oct 2017
Fintech innovation and startups
Kunal Patel

Blockchain: It’s a solution; now what’s the problem?

I felt compelled to write something about the so-called Blockchain hype that we’re seeing today and to provide an alternative viewpoint. It’s a buzzword dominating the BFSI world and beyond and is see...

29 Sep 2017
Fintech
Kunal Patel

Digitised Banking is Now... Digital Banking is the Future

The intention of this short article is not to talk about digital banking being the future, we all know it is and will be. I do feel there needs to be a clear distinction between what we're seeing now,...

24 Sep 2017
Digital Banking Trends
Kunal Patel

FinTech vs. TechFin

As someone who has worked within the FinTech scene for the past 3 years now, I've seen a lot of ups and downs. The industry continues to grow, even amid the challenging regulatory environments. I atte...

13 Sep 2017
Fintech
Kunal Patel

Mobile Wallets - Is The Future Rosy?

Mobile wallets have been talked about for years, I've lost count at the number of reports I've read citing that mobile wallets will dominate the world and that your traditional wallet will be replaced...

24 May 2017

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