20 October 2018

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M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

Who Do You Believe About Bank IT

13 June 2018  |  10356 views  |  0 comments | recommendations Recommends 0

It stands to reason that 27% of my blogs at finextra are about core systems, only 5.6% are about payments, even though payments is relatively new, but core is 50+ yrs old. Core is the whole enchilada, payments is just one bite. The good news is computer security ranked higher than payments at 6.2%, even though my last sentence said, "You'...

TagsPaymentsTransaction banking
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

The Sale of Core Systems Continues a Steady Pattern in the U.S.

04 June 2018  |  4704 views  |  0 comments | recommendations Recommends 0

In 2017, fifteen core system vendors (large and small that provide core to 94% of the U.S. population) sold 232 branded core systems to U.S. banks and credit unions. That was 2.04% of the population. Past history (16 years) the average percent (Mean) of population was 3%. The Hi was 5.8%, the Lo was 1.6%, the Mode was 2.04%, the Median was 2.06...

TagsTransaction bankingGroupBusiness Knowledge for IT
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M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

Computer Security - Bankers Cannot Ignore It But It Will Never Be Completely Safe

24 March 2017  |  3806 views  |  0 comments | recommendations Recommends 0

In 1983, I completed a computer security test for a Top Tier U.S. bank. Their idea not mine, because the CEO was alert enough and worried about early signs of computer crime in banking. I never consid...

TagsSecurityGroupInformation Security
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

A slice of real life from 40 yards away

26 May 2015  |  1664 views  |  0 comments | recommendations Recommends 0

I have written seventeen blogs at Finextra, all about banking technology. But not like this one. Don't ask me why I'm stepping out of my usual mould, but the weather in Atlanta was beautiful. Day a...

M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

The name Digital Banking is a euphemism, Bankerless Banking is truer

13 May 2015  |  3126 views  |  2 comments | recommendations Recommends 0

With all due respect, the label "digital banking" does not accurately describe the stronger impact technology is having on banking right now. Digital, as it relates to Information Technolog...

TagsInnovationTransaction banking
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

The Big IT Switch Outsource vs. In-House

28 April 2015  |  3207 views  |  1 comments | recommendations Recommends 0

Present Situation After tracking this metric for 22 years, regarding core processing among small banks and credit unions (87% of the U.S. financial institutions population), when a trend-breaker appea...

TagsTransaction banking
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

IT Solutions That Work or IT Concepts That Promise?

15 January 2015  |  3337 views  |  0 comments | recommendations Recommends 1

FinTech companies sell software products and processing services. They don't sell ideas. So when one looks at the IT stuff that gets all the press, one has to ask, how will vendors generate new reve...

TagsInnovationTransaction banking
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

A Few Trivia From Automation in Banking 2014

11 December 2014  |  2163 views  |  0 comments | recommendations Recommends 0

There are 58 Fintech companies in the report this year. They represent a total of 273 branded solutions. Fiserv has the largest number of solutions, 127, and for good reason. Fiserv made 157 acquis...

TagsInnovationTransaction banking
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

A 30-second message to calm our nerves

08 October 2014  |  1780 views  |  0 comments | recommendations Recommends 0

If banks are becoming digital en masse, as the pundits want us to believe, why aren't the fintechs getting more than 6% organic revenue growth right now? They've got the goods to transform. In 2005, w...

TagsInnovationTransaction banking
M. Arthur Gillis
M. Arthur GillisComputer Based Solutions, Inc. - Atlanta

Lending, Still a Seat-Of-The-Pants Business

08 September 2014  |  2677 views  |  0 comments | recommendations Recommends 1

Like Oracle's Relational Database Management System, I put three somewhat disparate data exhibits together from Automation in Banking - 2014, and produced a fourth exhibit. I'm not selling anything

TagsRegulation & ComplianceInnovation
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