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Graham Smith

Cobol - do banks speak our language?

With yet another banking glitch affecting UK customers last week, the answer to that question must be an emphatic “no”! And with banking failures happening on a seemingly weekly basis, we perhaps shou...

10 Sep 2015
Graham Smith

US banks forced to hold billions more in extra capital

The Federal Reserve has announced new capital ratios for US banks dictating that banks have to lift their level of equity to total assets to five per cent. Of course, the main reason is risk managemen...

17 Apr 2014
Graham Smith

IT Outsourcing Blamed for Tech Failures at Banks

Lloyds has been the latest victim in a litany of banking technology failures that has dogged the financial services industry. Customers were frozen out of their accounts for a few hours, unable to

12 Feb 2014
Graham Smith

Investor surge knocks out stock broker website

In the City, the general consensus has been that the Royal Mail sell off has been a bit of a shambles. With the benefit of hindsight, it can easily be said that the government sold the shares in the s...

17 Oct 2013
Graham Smith

RBS and NatWest failures why do they keep happening

RBS’s NatWest customers were left high and dry this week when technical failures meant they couldn’t use ATMs, telephone banking, online banking or make card payments. Many disgruntled customers only ...

07 Mar 2013

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