20 July 2018

PCarroll

Archive for: 2013
Pat CarrollValidSoft - London

Target breach is bad news for the industry

30 December 2013  |  3641 views  |  0 comments | recommendations Recommends 0

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in time for Christmas. There has been a consistent rise in cyber-crime in the past few years, and traditional security solutions have proven to be inadequ...

TagsCardsSecurityGroupInnovation in Financial Services
Pat CarrollValidSoft - London

Finding security in digital currencies

18 December 2013  |  3464 views  |  0 comments | recommendations Recommends 0

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here to stay, it’s inevitable, and these virtual currencies are at an inflection point and already playing an increasingly apparent role in the daily tradin...

TagsSecurityPaymentsGroupInnovation in Financial Services
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Pat Carroll
Pat CarrollValidSoft - London

Tis the season to be jolly - Ho Ho Hopefully!

16 December 2013  |  2662 views  |  0 comments | recommendations Recommends 0

The UK’s Fraud Prevention Service wants to remind Christmas shoppers to be ultra-prudent with their personal and financial details. The numbers show an increase of 23% in the number of victims of acco...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

ECB moves to securing mobile payments

10 December 2013  |  3913 views  |  0 comments | recommendations Recommends 0

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Brett King Raises an Interesting Point...

10 December 2013  |  2166 views  |  1 comments | recommendations Recommends 0

Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projec...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Standing Still on Security Inhibits Development in Payments

06 November 2013  |  2653 views  |  0 comments | recommendations Recommends 0

I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new payme

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  3939 views  |  0 comments | recommendations Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  3163 views  |  0 comments | recommendations Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and area...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  4733 views  |  1 comments | recommendations Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $300

TagsCardsSecurityGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Privacy and security dont have to be mutually exclusive

10 July 2013  |  4015 views  |  0 comments | recommendations Recommends 0

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy as...

TagsSecurityPaymentsGroupInnovation in Financial Services
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