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Tushar Chitra

What a Bank Branch will be like in 2025!

The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. A...

01 Dec 2014
Future Finance
Tushar Chitra

Is Today's Approach to Banking App Development Quick Enough?

2 hours and 19 minutes. That's how much time the average person spends on mobile apps every day. With a mere 22 minutes spent on the mobile web, consumers are growing more and more used to having an a...

22 Jul 2014
Future Finance
Tushar Chitra

Mobilizing Your Loyalty Programs

Last weekend I was out shopping for apparel for my family at a retail outlet I prefer for all my clothing purchases. Being a weekend, the queue at the payment counter was characteristically long. Afte...

24 Jun 2014
Future Finance
Tushar Chitra

Why and How Should Banks Target Mass Affluent Customers

According to the latest Global Wealth Databook by Crédit Suisse, the mass affluent segment (comprising individuals having US$100,000 to US$1 million of investable assets), which represents about 361 ...

01 May 2014
Future Finance
Tushar Chitra

The Mobile Payment Wars: Will HCE be a game-changer for NFC

Over the last two years or so, the mobile payments landscape has been abuzz with the supposedly disruptive potential of near field communications (NFC) technology. Predictions have been made about the...

19 Mar 2014
Future Finance
Tushar Chitra

Mobile Payment Wars: The Importance of BLE And NFC

In two of my earlier posts on mobile payments, I talked about disruptive innovations in the mobile payments landscape and how the impending EMV deadlines could impact NFC adoption. In this post, I wil...

04 Mar 2014
Future Finance

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